RBI CHEQUE BOOK RULES
Travelling for Chhath Puja This Week? 8 Last-Minute Train and Bus Booking Tips to Reach Home on Time
Travelling home for Chhath Puja 2026 but still struggling to find confirmed train or bus tickets? With the festival approaching, demand for routes connecting Delhi, Mumbai, Kolkata and other major cities with Bihar, eastern Uttar Pradesh and Jharkhand can make last-minute bookings difficult. From checking special trains and Tatkal quotas to considering nearby railway stations and alternative bus routes, here are practical ways to plan your journey before November 13.
India to launch new cheque book rules from January 1, 2027? RBI clarifies
RBI has clarified that there will be no changes to the standard CTS cheque books in 2027. Social media messages claimed new cheque books with security features would be introduced from January 1. The central bank has emphasized these claims are misleading and factually incorrect. RBI urges the public to rely only on information published by the bank.
All is fair in books and coffee at Frankfurt, despite AI anxieties and geopolitical unease
The Frankfurter Buchmesse this year experienced a decline in trade visitors and exhibitors amidst ongoing geopolitical tensions. Many Ukrainian publishers suffered losses due to the war, reflecting the continuing impacts of the Russia-Ukraine conflict. The event also highlighted innovative contributions from global comic book publishers and creators from various countries. Notably, the theme of this year's fair underscored the growing influence of machine intelligence in publishing.
Sonia Gandhi says Penguin was 'uneasy' with criticism of govt
Sonia Gandhi expressed disappointment over Penguin Random House India's refusal to publish her memoir due to government criticism. Although inclined to publish, the publisher reportedly faced internal disagreements regarding the manuscript's content. Subsequent concerns were raised regarding potential government pressure affecting the book's publication. HarperCollins India has now confirmed publication of her memoir, 'Belonging: A Journey of Love,' on November 10.
Saturday bank holiday: Are bank branches open today, November 7, 2026? Check details
Customers should mark November 7, 2026, on their calendars as banks will be fully operational on this first Saturday of the month. They will be able to process cash deposits, withdrawals, and cheque services. However, bank closures will occur on the second and fourth Saturdays. Additionally, with upcoming holidays such as Diwali and Guru Nanak Jayanti, it’s advisable to check the holiday schedule for effective banking planning.
Smelling pages of a new book
Smelling a new book provides a sensory experience tied to memory and emotion. Chemical compounds in the book create a distinctive fresh smell. This scent enhances anticipation of the reading experience that has yet to unfold. E-readers, despite their technology, cannot replicate this sensory pleasure associated with printed books.
Sebi revises currency derivative norms for domestic investors, FPIs; allows to trade up to USD 5 mn
Sebi has revised its regulations to permit domestic and foreign portfolio investors to take positions in currency derivatives. Investors can now hold up to USD 5 million without establishing underlying exposure. The new guidelines also require FPIs to ensure their short positions do not exceed this limit. For amounts above the threshold, FPIs must have underlying exposure in Indian debt or equity securities.
Insurance agent deposits Rs 35 lakh cash collected from policyholders in his bank account, gets tax notice; he fights and wins in ITAT Jaipur
Policyholders gave Rs 35 lakh cash as insurance premiums which agent deposited in his bank a/c; Income Tax Dept sent agent notice for unexplained cash; he wins case in ITAT Jaipur.
Kerala Home Minister directs Vigilance to examine Rs 2 crore bribery allegation against CEC Gyanesh Kumar
Kerala Home Minister Ramesh Chennithala has directed the VACB to investigate new bribery allegations against Gyanesh Kumar. The allegations involve a former contractor who claims Kumar demanded a bribe during a road construction project. This project was part of the Kerala State Transport Project conducted nearly two decades ago. A previous Vigilance inquiry was closed without establishing the claims made by the contractor.
NBFCs redesign lending models ahead of revolving credit curbs
Non-banking financial companies are innovating loan products to align with upcoming Reserve Bank of India guidelines. These guidelines aim to limit revolving credit facilities, prompting firms to develop term loans. Bajaj Finance has already begun launching new term loan variants, while Tata Capital is testing modified flexi-loan products. Other NBFCs are reviewing their positions on revolving credit exposure ahead of the final regulations.
RBI eases forex rules for services exports and imports
The changes form part of the Foreign Exchange Management (Export and Import of Goods and Services) which came into effect from October 1, 2026. Under the amended regulations, a resident individual exporting services will be deemed to have submitted the Export Declaration Form, or EDF, once the individual provides the authorised dealer bank with the information required to credit the payment to the exporter's account. No transaction-value threshold has been prescribed for resident individuals.
Don't judge a book by...
A book cover has about 8 seconds to engage a potential reader before they make a decision. Different genres require distinct design elements, with business books favoring minimalism and novels needing some intrigue. Feedback from friends can dilute the effectiveness of a cover, leading to a bland design. A successful cover must communicate the book's genre and appeal to its target audience clearly.
US midterm elections 2026: What do you need to bring to vote and and where to vote on Election Day
In the US, voter identification rules differ markedly state by state. Some states mandate photo identification, while others accept non-photo or even no ID at all. First-time voters should check specific ID requirements to verify their identity. Preparing in advance will likely enhance their voting experience on November 3.
India eases forex reporting rules for small value service exports, imports
The Reserve Bank of India has eased foreign exchange reporting rules for services exports and imports, reducing compliance requirements for resident individuals and setting a ₹1 million threshold for certain transactions. Resident individuals exporting services will be deemed to have filed export declarations after submitting payment details to banks, while reporting obligations for larger transactions and non-individual entities will continue.
How to book Tatkal train tickets faster on IRCTC: Follow these easy steps, check booking timings and tips to get a confirmed seat
Tatkal ticket booking is an ideal choice for immediate train travel via the IRCTC platform. Passengers can secure their seats a day in advance, with distinct timings for AC and Non-AC classes. To ensure a smooth process, verifying accounts and entering passenger details ahead of time is advised. Additionally, adherence to Aadhaar authentication during booking is crucial. Refunds on confirmed Tatkal tickets are limited to certain conditions.
New Rs 10, Rs 20 & Rs 50 notes to run short before Diwali? PIB Fact Check debunks viral RBI circular
A viral WhatsApp message claiming that new Rs 10, Rs 20 and Rs 50 notes may be in short supply ahead of Diwali has been debunked by PIB Fact Check. The agency clarified that the RBI has made no such announcement and urged people not to share unverified claims.
Lighting lives beyond Diwali: How everyday Indians are making a difference through giving
An RBI officer, a Bengaluru retailer, a safari lodge owner and a 24-year-old money coach tell us how giving a little, steadily, lights someone else’s life, long after Diwali.
Axis Bank to revise savings account charges from December 1, 2026: Free transaction limit to fall; EDGE Rewards Program to end; charges to rise
Axis Bank will implement a new fee structure affecting its domestic and NRI savings accounts. The free cash transaction limit will reduce from four to three transactions or Rs 1 lakh. Minimum balance penalties will also change, particularly for semi-urban and rural accounts due to increased maximum charges. Additionally, the EDGE REWARD program will be discontinued for several account categories.
Bengaluru man joins chit fund, pays Rs 12,500 for 40 months, wins Rs 5 lakh but receives Rs 20,000; Court orders Rs 4.08 lakh payout
A Bengaluru man who paid Rs 12,500 every month for 40 months into a Rs 5 lakh chit fund scheme received only Rs 20,000 after winning his bid, with two cheques issued towards his prize money bouncing for insufficient funds. Consumer commission orders Samith Chits to pay Rs 4.08 lakh with interest and proceedings costs.
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