RBI CHEQUE BOOK RULES
Travelling for Chhath Puja This Week? 8 Last-Minute Train and Bus Booking Tips to Reach Home on Time
Travelling home for Chhath Puja 2026 but still struggling to find confirmed train or bus tickets? With the festival approaching, demand for routes connecting Delhi, Mumbai, Kolkata and other major cities with Bihar, eastern Uttar Pradesh and Jharkhand can make last-minute bookings difficult. From checking special trains and Tatkal quotas to considering nearby railway stations and alternative bus routes, here are practical ways to plan your journey before November 13.
81-year-old Bengaluru CA helps 8 companies send Rs 200 crore overseas, seeks protection from arrest after tax evasion probe, blames staff misused his digital signature
An 81-year-old Bengaluru chartered accountant allegedly issued 163 Form 15CB certificates for eight companies involved in foreign remittances worth Rs 200.58 crore. He claimed his staff misused his digital signature. A Mumbai special court rejected his anticipatory bail plea, questioning the timing of his police complaint.
India to launch new cheque book rules from January 1, 2027? RBI clarifies
RBI has clarified that there will be no changes to the standard CTS cheque books in 2027. Social media messages claimed new cheque books with security features would be introduced from January 1. The central bank has emphasized these claims are misleading and factually incorrect. RBI urges the public to rely only on information published by the bank.
All is fair in books and coffee at Frankfurt, despite AI anxieties and geopolitical unease
The Frankfurter Buchmesse this year experienced a decline in trade visitors and exhibitors amidst ongoing geopolitical tensions. Many Ukrainian publishers suffered losses due to the war, reflecting the continuing impacts of the Russia-Ukraine conflict. The event also highlighted innovative contributions from global comic book publishers and creators from various countries. Notably, the theme of this year's fair underscored the growing influence of machine intelligence in publishing.
Sonia Gandhi says Penguin was 'uneasy' with criticism of govt
Sonia Gandhi expressed disappointment over Penguin Random House India's refusal to publish her memoir due to government criticism. Although inclined to publish, the publisher reportedly faced internal disagreements regarding the manuscript's content. Subsequent concerns were raised regarding potential government pressure affecting the book's publication. HarperCollins India has now confirmed publication of her memoir, 'Belonging: A Journey of Love,' on November 10.
Saturday bank holiday: Are bank branches open today, November 7, 2026? Check details
Customers should mark November 7, 2026, on their calendars as banks will be fully operational on this first Saturday of the month. They will be able to process cash deposits, withdrawals, and cheque services. However, bank closures will occur on the second and fourth Saturdays. Additionally, with upcoming holidays such as Diwali and Guru Nanak Jayanti, it’s advisable to check the holiday schedule for effective banking planning.
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Travel platforms and hotels see uptick in bookings for Diwali
An impressive uptick in Diwali travel bookings has been recorded this year, surpassing last year's figures. Online travel sites report a boom in both domestic and international reservations, particularly among Gen Z adventurers. These travellers are opting for extended holidays and making early bookings, indicating a shift towards peaceful, eco-friendly options that allow them to escape the hustle of urban life.
Smelling pages of a new book
Smelling a new book provides a sensory experience tied to memory and emotion. Chemical compounds in the book create a distinctive fresh smell. This scent enhances anticipation of the reading experience that has yet to unfold. E-readers, despite their technology, cannot replicate this sensory pleasure associated with printed books.
US proposes space launch rule changes, vows regulatory overhaul
The Federal Aviation Administration is planning regulatory changes for commercial space launches and re-entries. It aims to facilitate at least 1,000 launches annually by the year 2030. These proposed adjustments include updating definitions about mandatory flight aborts and clarifying associated requirements. Last year saw only 178 launches, with significant involvement from SpaceX. This overhaul signals a major shift in the regulatory landscape for commercial space activities.
Sebi revises currency derivative norms for domestic investors, FPIs; allows to trade up to USD 5 mn
Sebi has revised its regulations to permit domestic and foreign portfolio investors to take positions in currency derivatives. Investors can now hold up to USD 5 million without establishing underlying exposure. The new guidelines also require FPIs to ensure their short positions do not exceed this limit. For amounts above the threshold, FPIs must have underlying exposure in Indian debt or equity securities.
Lost money to a UPI scam? The first 3 days could decide how much you can recover
In the blink of an eye, UPI scams can wipe out your bank savings, but there's hope for victims. The Reserve Bank of India stands ready to safeguard you against unauthorized transactions. Discover essential actions to take the moment fraud strikes, understand how liability is assessed, and find out what steps to take if your bank turns down your claim.
Insurance agent deposits Rs 35 lakh cash collected from policyholders in his bank account, gets tax notice; he fights and wins in ITAT Jaipur
Policyholders gave Rs 35 lakh cash as insurance premiums which agent deposited in his bank a/c; Income Tax Dept sent agent notice for unexplained cash; he wins case in ITAT Jaipur.
Kerala Home Minister directs Vigilance to examine Rs 2 crore bribery allegation against CEC Gyanesh Kumar
Kerala Home Minister Ramesh Chennithala has directed the VACB to investigate new bribery allegations against Gyanesh Kumar. The allegations involve a former contractor who claims Kumar demanded a bribe during a road construction project. This project was part of the Kerala State Transport Project conducted nearly two decades ago. A previous Vigilance inquiry was closed without establishing the claims made by the contractor.
NBFCs redesign lending models ahead of revolving credit curbs
Non-banking financial companies are innovating loan products to align with upcoming Reserve Bank of India guidelines. These guidelines aim to limit revolving credit facilities, prompting firms to develop term loans. Bajaj Finance has already begun launching new term loan variants, while Tata Capital is testing modified flexi-loan products. Other NBFCs are reviewing their positions on revolving credit exposure ahead of the final regulations.
RBI eases forex rules for services exports and imports
The changes form part of the Foreign Exchange Management (Export and Import of Goods and Services) which came into effect from October 1, 2026. Under the amended regulations, a resident individual exporting services will be deemed to have submitted the Export Declaration Form, or EDF, once the individual provides the authorised dealer bank with the information required to credit the payment to the exporter's account. No transaction-value threshold has been prescribed for resident individuals.
Don't judge a book by...
A book cover has about 8 seconds to engage a potential reader before they make a decision. Different genres require distinct design elements, with business books favoring minimalism and novels needing some intrigue. Feedback from friends can dilute the effectiveness of a cover, leading to a bland design. A successful cover must communicate the book's genre and appeal to its target audience clearly.
US midterm elections 2026: What do you need to bring to vote and and where to vote on Election Day
In the US, voter identification rules differ markedly state by state. Some states mandate photo identification, while others accept non-photo or even no ID at all. First-time voters should check specific ID requirements to verify their identity. Preparing in advance will likely enhance their voting experience on November 3.
India eases forex reporting rules for small value service exports, imports
The Reserve Bank of India has eased foreign exchange reporting rules for services exports and imports, reducing compliance requirements for resident individuals and setting a ₹1 million threshold for certain transactions. Resident individuals exporting services will be deemed to have filed export declarations after submitting payment details to banks, while reporting obligations for larger transactions and non-individual entities will continue.
How to book Tatkal train tickets faster on IRCTC: Follow these easy steps, check booking timings and tips to get a confirmed seat
Tatkal ticket booking is an ideal choice for immediate train travel via the IRCTC platform. Passengers can secure their seats a day in advance, with distinct timings for AC and Non-AC classes. To ensure a smooth process, verifying accounts and entering passenger details ahead of time is advised. Additionally, adherence to Aadhaar authentication during booking is crucial. Refunds on confirmed Tatkal tickets are limited to certain conditions.
₹16 lakh jewellery, ₹3.88 lakh cash treated as unexplained income; here’s why the taxpayer wins at ITAT Hyderabad
In a significant ruling, the Hyderabad ITAT absolves Mr Chintakunta of tax additions regarding unexplained cash and jewellery found during a 2010 search. The tribunal underscored the importance of maintaining proper records and adhering to CBDT guidelines, emphasizing that taxpayers can contest similar disputes by presenting sufficient supporting evidence.
New Rs 10, Rs 20 & Rs 50 notes to run short before Diwali? PIB Fact Check debunks viral RBI circular
A viral WhatsApp message claiming that new Rs 10, Rs 20 and Rs 50 notes may be in short supply ahead of Diwali has been debunked by PIB Fact Check. The agency clarified that the RBI has made no such announcement and urged people not to share unverified claims.
Lighting lives beyond Diwali: How everyday Indians are making a difference through giving
An RBI officer, a Bengaluru retailer, a safari lodge owner and a 24-year-old money coach tell us how giving a little, steadily, lights someone else’s life, long after Diwali.
Government notifies new airfare rules, allows intervention in extraordinary situations
The government has notified new rules allowing it to intervene in airline ticket prices in extraordinary situations and in the public interest, amid concerns over high airfares in the backdrop of elevated crude oil and Aviation Turbine Fuel (ATF) prices.
Ex-IAS officer, who ventured into filmmaking, gets bail in cheque-bounce case
Former IAS officer and filmmaker Ramesh S Thete has been granted bail concerning a cheque-bounce matter. After his arrest in Nagpur, he sought release via personal bond in court. The case was initiated by Pradeep Ramteke after Thete's cheque was returned due to lack of funds.
Axis Bank to revise savings account charges from December 1, 2026: Free transaction limit to fall; EDGE Rewards Program to end; charges to rise
Axis Bank will implement a new fee structure affecting its domestic and NRI savings accounts. The free cash transaction limit will reduce from four to three transactions or Rs 1 lakh. Minimum balance penalties will also change, particularly for semi-urban and rural accounts due to increased maximum charges. Additionally, the EDGE REWARD program will be discontinued for several account categories.
Bank holiday tomorrow, October 29: Are banks closed for Karwa Chauth? Check city-wise details
Banks in India will generally remain open on Thursday, October 29, for Karwa Chauth celebrations. Only bank branches in Shimla, Himachal Pradesh, are set to close for the festival. Customers in cities like Delhi, Mumbai, and Bengaluru should verify their local branch's holiday status beforehand. Digital banking services, including mobile banking and ATMs, will remain accessible even if branches are closed.
Bengaluru man joins chit fund, pays Rs 12,500 for 40 months, wins Rs 5 lakh but receives Rs 20,000; Court orders Rs 4.08 lakh payout
A Bengaluru man who paid Rs 12,500 every month for 40 months into a Rs 5 lakh chit fund scheme received only Rs 20,000 after winning his bid, with two cheques issued towards his prize money bouncing for insufficient funds. Consumer commission orders Samith Chits to pay Rs 4.08 lakh with interest and proceedings costs.
Delhi starts online liquor booking app: How to order favourite brands without waiting in queues, check process, outlet availability, and key rules
Delhi's latest initiative introduces an online liquor booking app, letting users select their favorite brands and make payments seamlessly. To streamline the process, residents have 48 hours to pick up their orders from one of the 208 designated shops. While home delivery isn’t an option, the app aims to eliminate long queues and enhance transparency.
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