SMALL BUSINESS STRUGGLES
Farmer's son from small Tamil Nadu village builds Rs 1.5-crore software business after quitting nine-year Chennai IT career & starting with just two laptops
Eswaran Arumugam launched his Tamil Nadu-based software venture, Yaa Creations, with just Rs 1 lakh borrowed from his brother and two laptops. The business faced several hurdles, including financial strain, disruptions caused by the Covid-19 pandemic and accumulated debt of Rs 5 lakh. However, he gradually turned things around and expanded operations. Today, the company, headquartered in Rasipuram in Namakkal district, employs 26 people, serves clients in seven countries and completed projects worth Rs 1.5 crore in 2025.
Numerology Prediction Today for November 12, 2026: A Day of Creativity, Communication and New Opportunities
November 12, 2026, brings a positive mix of creativity, communication and emotional harmony. With Date Number 3 and Universal Day Number 6, the day highlights self-expression, relationships, family and personal responsibilities. It encourages you to share your ideas confidently while making time for the people who matter. Whether you are handling work commitments, exploring creative opportunities or resolving personal matters, maintaining a balance between your ambitions and relationships can help you make the most of the day.
AI stocks: Are the days of easy money over? Aswath Damodaran warns investors of a new market reality ahead of Anthropic IPO
NYU professor Aswath Damodaran warns that broad-based gains from AI stocks may be fading as investors become more selective. He highlights diverging business models, rising infrastructure costs, uncertain monetisation and valuation risks, urging greater investment discipline.
Meta unveils India pricing for AI agent Muse ahead of local launch
Meta has announced the pricing details for its AI companion, Muse, in India. The subscription options are set at ₹1,799 for the 'Power' tier and ₹8,999 for the 'Maximum' tier. Users currently outside supported markets can register via a VPN. Muse aims to enhance user experience by integrating with various Meta services, positioning itself against local competitors like Instinct, available worldwide.
8 outlets across Hyderabad in 8 years after quitting her IBM job: Techie turns her love for desserts into a thriving business
Sahithya Raj quit her SAP BI consultant job at IBM in December 2017 to turn her love for baking into a business. Starting with brownies and cupcakes from her apartment kitchen, she gradually expanded production, secured Rs 1.3 crore in funding and built a boutique bakehouse brand with eight locations across Hyderabad. She was recognised at Times Power Women 2026.
From Rs 25,000 to Rs 2.5 crore: Three Pune brothers turn college kabada project into goldmine, sold 20 lakh kg scrap
Three Pune brothers have transformed a college project into a Rs 2.5 crore scrap collection business. Jayesh, Ganesh and Vaibhav Pakhale started ScrapDeal in Pune with an initial investment of just Rs 25,000. The startup has recycled 20 lakh kg of scrap, serves over 1 lakh individual customers and works with more than 100 businesses. The brothers are targeting Rs 5 crore in revenue in FY27.
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Just days before turning 13, teenager started a tomato business; now grows 7,000 plants and has customers as far as Australia
At 14, Jacob Mann has turned a childhood gardening interest into The Tomato Cart, a business that began with a homemade bicycle trailer and now grows up to 7,000 tomato plants a year. From selling seedlings at local markets to shipping merchandise to Australia, his journey began just days before his 13th birthday.
From petrol pump attendant to Rs 6,70,00,00,000 investment scam: How Hyderabad's Nanavath Bhupal Naik, who also worked as mason, built massive empire by luring 7,400 investors
Nanavath Bhupal Naik, a former mason and petrol pump attendant, is accused of masterminding an alleged Rs 670-crore investment scam involving around 7,400 investors. The Cyberabad Economic Offences Wing is investigating two companies, Shares Bazaar Pvt Ltd and Kisaan Parivar Ltd, which allegedly promised monthly returns of 4% and tax-free annual returns of 24%.
China is the world's factory but still can't give jobs to youth: Sridhar Vembu says India has a problem that is about to get worse
China's position as the world's manufacturing powerhouse has not prevented a growing employment challenge among its educated youth. Despite its massive industrial base, advanced technology capabilities and a merchandise trade surplus of nearly $1.2 trillion, around 70% of unemployed people in the 20-24 age group reportedly hold university degrees. Zoho founder Sridhar Vembu has highlighted this contradiction, warning that India could face a similar problem.
Trump Media's investors lost $2.2 billion while Trump holds $460 million stake
Ske Jarzenske and other Trump Media investors are facing severe losses as the company's stock value has plummeted. Many investors had high hopes for the social media platform, believing in its potential profitability under Trump's leadership. Instead, Trump Media's shares have lost significant value, and discontent among shareholders has grown. The company's revenue remains stagnant, leading investors to question management practices and investor trust.
Diwali 2026: From selling Diwali lights in a Mumbai chawl to becoming a Dubai business tycoon. Danube's Anis Sajan once sold an Aquaguard to Sanjay Dutt
Diwali 2026: Anis Sajan's business journey began with a small Diwali lights stall below his Mumbai chawl home. He later sold electrical goods, worked as a water purifier salesman and even sold an Aquaguard to Sanjay Dutt. After moving to Dubai in 1992, he joined Danube Group, which has since grown into a multi-billion-dollar conglomerate employing 5,000 people.
Cashfree opens checkout to AI agents, leaves final say with shoppers
Cashfree has introduced Checkout for Agents, allowing AI agents to assist with online payments. This feature utilises WebMCP technology to simplify the checkout process for AI shopping assistants. Customers still maintain control over final payment authorisation and sensitive information is protected. While AI agents currently represent less than 1% of checkout traffic, Cashfree aims to enhance their efficiency. The company limits agent access to sensitive payment steps to ensure security.
Stop AI from Eroding Your Brand
Artificial intelligence is changing how companies operate and how customers experience their brands. New research suggests that companies with lower levels of “brand debt”—the trust, relevance, and consistency lost when products, experiences, and decisions drift away from customer expectations—are significantly more likely to outperform their peers. Drawing on a benchmark of 60 companies and lessons from Bose’s digital transformation, the lessons here are that managing brand debt should become an enterprise-wide priority rather than a marketing exercise. As AI increasingly shapes customer interactions, companies that manage brand debt deliberately will be better positioned to strengthen trust, sustain growth, and preserve competitive advantage
What to watch this weekend: New shows and movies to stream on Netflix, Hulu, Prime Video, Apple TV
What To Watch This Weekend: New Shows And Movies To Stream On Netflix, Hulu, Prime Video, Apple TV And More-This weekend, streaming enthusiasts can indulge in a plethora of new releases across platforms like Netflix, Hulu, and Prime Video. From gripping dramas to laugh-out-loud comedies and enlightening documentaries, there’s something for everyone. Standout titles such as 'Black Doves', 'Lupin', and 'North of North' are just a glimpse of what's in store, promising a delightful viewing experience from the comfort of home.
US tariffs squeeze Canadian cabinet makers facing doubling of Trump duty
As US tariffs on Canadian kitchen cabinets are set to double to 50%, the industry faces significant challenges. Companies like Cabico are considering relocating production to the US to mitigate costs. Many cabinet manufacturers have experienced reduced shipment volumes and workforce cuts due to tariffs. The Canadian government has proposed a provisional 25% surtax, but manufacturers want stronger measures.
Deb Haaland: A single mother's journey to becoming the first Native American woman to govern a US state
Deb Haaland's election as governor of New Mexico signifies a notable achievement in political representation. She previously served as the US Secretary of the Interior, marking more milestones in her career. Haaland's campaign focused on affordability and proposed reforms in healthcare and child welfare systems. Her victory represents a continued progression for Indigenous voices in American politics.
Who is Marisela Nuno? California woman, 53, charged with wire fraud and money laundering in $18 million COVID relief case
In a startling development, Marisela Nuno of Los Angeles has been indicted for allegedly frauding federal programs out of $18 million. She purportedly submitted misleading information across various applications aimed at pandemic relief. Currently facing three wire fraud charges and one related to money laundering, Nuno risks a lengthy prison term if convicted. The investigation into her actions underscores the serious issue of pandemic relief fund exploitation.
Alcohol stocks jump as blue wave boosts industry prospects
As the midterm elections unfold, investors are directing their focus to the alcohol sector, anticipating positive impacts on companies such as Constellation Brands due to shifting immigration policies. Optimism surrounding decreasing trade tensions with Canada also seems to uplift brands like Brown-Forman. However, the looming tariffs have caused a sharp decline in US spirits exports, and overall alcohol consumption in the country is still at historical lows, despite minor upticks.
US Midterm Elections 2026: Georgia Sen. Jon Ossoff wins reelection, defeating Rep. Mike Collins to hold a key Democratic seat
Democratic Senator Jon Ossoff won a second term in Georgia, defeating Republican Representative Mike Collins and retaining a key seat for his party. The 39-year-old, the youngest member of the Senate, ran an aggressive campaign against President Donald Trump and raised more than $100 million.
US Midterm Elections 2026: Georgia Sen. Jon Ossoff wins reelection, defeating Rep. Mike Collins to hold a key Democratic seat
Jon Ossoff successfully secured a second Senate term by defeating Mike Collins in Georgia's recent election. Ossoff campaigned vigorously against Trump's influence and his policies during the election cycle. The senator raised substantial funds, surpassing $100 million, in support of his campaign efforts. His aggressive criticism of Collins highlighted issues of racism and extremism. Ossoff’s victory signals a continuing Democratic presence in a state that has trended increasingly blue.
Horoscope Today, November 4, 2026: Capricorn Checks Loans, Aquarius Reviews Deals—What Should Pisces Prioritise?
November 4, 2026, calls for Capricorns to concentrate on finishing everyday responsibilities while avoiding conflicts. Aquarians need to ensure clarity in their agreements, making time for enjoyable moments with loved ones. For Pisceans, organizing tasks and watching spending habits is crucial. All zodiac signs are reminded to focus on their health by maintaining good posture and eating nutritious meals, with suggested remedies for enhancing daily achievements.
Kerosene costlier than petrol: Karnataka fishermen switches fuel, but 95% of boats still out of water
Rising kerosene prices and expensive petrol alternatives are forcing traditional nadadoni fishermen along Karnataka’s coast to suspend boat operations. Fishermen in Dakshina Kannada estimate that 90% to 95% of boats have stopped operating, while operators in Uttara Kannada report a sharp decline in deep-sea fishing and are seeking government subsidies and clarity on alternative fuel arrangements.
Global markets were already fragile. Big AI bets could break them
Investors flocked to bonds. Yields, which move inversely to price, fell from multidecade highs, with the benchmark 10-year Treasury, which guides borrowing costs globally, falling almost 20 basis points on October 22, its biggest daily fall since early 2023.
Apple Q4 results beat estimates as iPhone 18 Pro demand, price hikes offset rising chip costs
Apple reported better-than-expected Q4 revenue of $114.48 billion and earnings of $2.10 per share, driven by strong iPhone 18 Pro demand and Mac sales. Higher product prices helped offset rising memory-chip costs. The company is also expanding its AI offerings, while addressing supply constraints affecting its first foldable iPhone.
India’s small companies need to see AI as more than an artificial promise
India MSME news: India's micro, small and medium enterprises are exploring the adoption of artificial intelligence to enhance productivity. AI is expected to generate significant economic value for these enterprises in manufacturing and services sectors. Various challenges remain regarding the integration of AI into existing workflows and overcoming cost barriers. Collaborative efforts among industry bodies, technology providers, and the government are essential for facilitating this transition.
Democratic wins would shift Congress' trade debate but fall short of US tariff rollbacks
If Democrats gain control of Congress, they will challenge many of Trump's tariffs through legislation and oversight. The party aims to repeal tariffs impacting communities on both sides of the Canadian border. However, Trump's veto power will hinder their efforts to pass significant reforms. Executive actions on trade may become more prominent under the Trump administration's agenda. Overall, the evolving dynamics in Congress will shape future trade discussions and policies.
How Rs 500 became Rs 5 crore: Delhi woman once lived on salt and roti. Today, her pickle empire earns crores annually. Who is Krishna Yadav?
Krishna Yadav once lived in poverty. Her husband lost his job, and for some years she and her family had to survive on namak and roti and sell their two homes. She eventually mastered the art of making pickles and started selling pickles on the roads. She eventually built a flourishing pickle business.
UP looks beyond Lucknow to boost startups, MSMEs as Aavishkaar, Intellecap partner with Invest UP
With more than 11.5 million MSMEs across the state, Uttar Pradesh is looking beyond its established startup centres to build a wider enterprise ecosystem. A new Invest UP partnership with Aavishkaar Foundation and Intellecap aims to take capital, advisory support and market connections closer to entrepreneurs across its districts.
Delhivery swings to Rs 41 crore profit as revenue rises 20% in Q2
The Gurugram-based company posted a net profit of Rs 41 crore during the three month period, compared to a Rs 50 crore net loss in the same quarter last year. The turnaround in Delhivery’s bottomline was consistent with its improving unit economics over the last few quarters. In the April-June period, it reported Rs 32 crore in net profit.
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