TREDS FINANCING
Liquidity unlocked, access denied: With rating rules, how TReDS leaves most MSMEs behind
Despite the government’s TReDS push, experts say the RBI’s move to ease onboarding lacks clarity as credit ratings continue to be a key bottleneck, limiting MSME participation.
TReDS tweak to ease MSME credit flow amid global pressure
Banks are set to boost credit flow to MSMEs as regulators ease onboarding for the Trade Receivables Discounting System (TReDS). This move aims to improve liquidity and working capital efficiency for small businesses facing global economic strains. Revised guidelines and government mandates further support this shift towards dynamic, cash flow-based financing, crucial for timely payments and business growth.
Venu Srinivasan backs listing of Tata Sons
The Reserve Bank of India is expected to issue a revised circular on upper-layer NBFCs soon. The RBI's scale-based regulation (SBR) framework for NBFCs is under review. Officials have suggested that Tata Sons may not receive the RBI exemption it has sought from the upper-layer classification to avoid listing.
Bankers welcome RBI’s calibrated stance, regulatory steps
Bankers have praised the Reserve Bank's decision to maintain current interest rates. This move, alongside specific industry adjustments, is seen as a wise and balanced step. These actions are expected to bolster banks' financial strength and encourage consistent credit expansion. The central bank's focus on macroeconomic stability amid global uncertainties is also noted.
RBI to simplify onboarding process for MSMEs on TReDS
The Reserve Bank of India is proposing to remove due diligence requirements for MSMEs to join TReDS platforms. This move aims to simplify business operations for micro, small, and medium enterprises. TReDS facilitates financing of trade receivables through a digital network.
CII's 20-Point Policy Agenda calls for coordinated fiscal, financial and trade response to West Asia crisis
Confederation of Indian Industry praises government and RBI for swift actions amid West Asia conflict. CII proposes a detailed plan to support industries, especially MSMEs. Recommendations include credit lines, moratoriums, and trade cost management. The agenda aims to bolster resilience and ensure India's economic stability against external shocks.
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India’s ‘thin-file’ SMEs need smarter risk models, not more paperwork: Rubix Data Sciences’ Mohan Ramaswamy
Alternative data and benchmarking are helping lenders assess companies with limited disclosures, says Mohan Ramaswamy, Founder and CEO, Rubix Data Sciences
Why can’t some MSMEs scale if policy is on their side? The ET MSME Awards 2025 had answers
At the Awards’ grand felicitation ceremony, industry voices debated whether India's MSME ecosystem is ready to scale or whether structural barriers hold it back.
ET MSME Awards 2025: Execution push, credit flow, and formalisation define the next phase of MSME growth
Amid global uncertainty, MSMEs emerge as India’s growth stabiliser: this was the consensus in the opening segment of the The Economic Times MSME Awards 2025. Speakers spotlighted the role of policy execution, improved credit flow, and structural reforms in enabling MSMEs to scale and strengthen India’s growth momentum.
Bank-NBFC co-lending pacts may be expanded to aid MSMEs
A parliamentary panel suggests boosting bank and NBFC co-lending to help MSMEs access cheaper credit. It also proposes listing profitable regional rural banks and reinforcing state-run general insurers. The committee highlighted a significant credit gap for small businesses and a decline in insurance penetration. Recommendations include developing climate risk insurance and using business correspondents to reach rural areas.
India's $2 trillion export dream has a paperwork problem
Digital-first exporters are powering India’s trade ambitions, but compliance delays and documentation gaps continue to hinder their progress. New-age cross-border platforms are stepping in to streamline processes and close the gaps.
M1xchange crosses Rs 1 lakh crore annual throughput in 10 months
M1xchange, a digital trade finance platform, has processed over Rs 1 lakh crore in annual throughput for FY25-26. This surge is driven by widespread MSME adoption across India, facilitating easier access to liquidity.
Capex, credit and clusters: Industry hails Budget’s roadmap for manufacturing and MSMEs
Capex push, sector-specific incentives and trade facilitation measures draw support from exporters and industry bodies.
From small towns to India Inc: Sitharaman's bold bet on Bharat in Budget 2026
Budget 2026: India's Finance Minister Nirmala Sitharaman is launching a plan to boost small businesses in Tier II and Tier III towns. This initiative aims to turn these enterprises into formally managed companies. The strategy focuses on equity, liquidity, and professional support. The goal is to integrate these businesses into India's larger corporate growth story and global supply chains.
Union Budget 2026: Translating intent into execution
By addressing financing constraints, compliance complexity, and infrastructure bottlenecks, the Budget moves decisively from intent toward execution.
Budget 2026: TReDS-anchored liquidity to drive structural shift in MSME working capital access, say stakeholders
The Budget’s push to SMEs through equity support and TReDS-anchored liquidity signals a structural shift in MSME working capital access, say stakeholders.
Budget 2026: Treds platform gets a boost; govt enterprises to compulsorily use the network
Industry insiders said this has the potential of unlocking $60 billion worth of transactions flowing through the platform. The current volumes on Treds hover around $4 billion, they said.
Rs 25 lakh crore MSME credit gap: TReDS has sparked hope for small businesses, but what’s holding it back?
TReDS has supported MSME credit access, but substantial expansion is needed to enhance its reach and effectiveness, say experts.
How TReDS is revolutionising payments for MSMEs in India
The TReDS platform has significantly helped Indian MSMEs receive faster payments. It allows them to sell unpaid invoices to financiers at a discounted rate, providing quick access to working capital. This has been crucial for their growth, addressing the challenge of delayed payments from larger buyers.
TReDS is financial lifeline for MSMEs, remedy for problem of late payments: Sundeep Mohindru, M1xchange
TReDS has ensured that MSMEs can get working capital easily and that too at competitive interest rates.
Samunnati onboards first Farmer Producer Organisation (FPO) on TReDS, completes transaction worth Rs 3.5 cr
The FPO is a pioneering farmer collective from Tamil Nadu and has been associated with Samunnati for more than five years. Taking a holistic perspective, Samunnati is providing all-round support to the FPO including customized financial solutions, training and capability building, and market linkage.
How new TReDS proposals by RBI will incentivise MSMEs, strengthen bill discounting
To boost the MSME sector, it was crucial to offer them timely finance irrespective of the loan ticket size, keeping in mind their ability to provide collateral and their credit score.
RBI proposes to expand scope of TReDS to improve cash flows for MSMEs
The Reserve Bank introduced TReDS in 2014 to facilitate financials of trade receivables of the MSMEs.
Reserve Bank of India to expand scope of TReDS for better cashflow to MSMEs
RBI MPC Meet: Insurance facility will now be permitted on TReDS. This will encourage financing/discounting of payables of buyers irrespective of their credit ratings. Accordingly, insurance companies will be permitted to participate as a “fourth participant” on TReDS, apart from the MSME sellers, buyers and financiers
Jana Small Finance Bank ties up with three TReDS platforms to help SMEs
The Trade Receivables Discounting System (TReDS) has been set up by RBI in order to resolve the credit challenges faced by the MSME suppliers by enabling discounting of their invoices and bills of exchange.
Invoicemart finances MSME invoices worth $2 billion
Digital transformation and adoption of invoice financing platforms like TReDS has helped MSME vendors to get early payments and bounce back to pre-COVID levels.
TReDs was touted as the tool to tackle delayed payments to MSMEs. Did it succeed?
TReDS was supposed to be a game changer-a platform that could sort out the issue of delayed payments for MSMEs. Almost five years later, the achievements may have fallen short.
Axis Bank-backed TReDS platform clocks invoices worth Rs 100cr
Invoicemart, a digital invoice discounting TReDS platform, was launched in July by A.TREDS, a joint venture of Axis Bank and B2B e-commerce company mjunction services.
RBI’s trade receivables system to help MSME sector
RBI has decided to come out with TReDS to take the entire bill discounting process online.
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