UNIFIED PAYMENT INTERFACE SYSTEM
Dhanteras 2026 gold price calculator how much gold can you buy for Rs 50,000, Rs 1 lakh, Rs 2 lakh and Rs 5 lakh?
Dhanteras marks a significant occasion in India, where families traditionally embrace the practice of buying gold. Gold prices fluctuate based on purity, with 24k gold priced at Rs 14,102 per gram and 22k gold at Rs 13,764 per gram as of November 6, 2026. This allows families to select gold purchases that align with their budgets, while prices may differ across cities due to varying demand and making charges.
Beyond payments: Here is how Adyen is helping Prism globally through its unified payments platform
As Indian enterprises branch out to international markets, a fragmented payments ecosystem, non-compatible with the local payment rails, can be a major roadblock. PRISM’s journey to global markets, and its partnership with Adyen, highlights how a unified payments platform can mitigate the pain points and help businesses integrate local payment experiences with global scale seamlessly. Read on!
Dhanteras bank holiday: Will banks be open or closed today, November 6, 2026?
Banks in India will remain open on Dhanteras, which falls on November 6, 2026? Although most transactions can be completed online, some may require in-person visits. It is advisable for customers to check with their banks about specific transaction requirements beforehand. Dhanteras is not a holiday under the Negotiable Instruments Act.
NPCI defends MDR charges in SC, says merchants can't pass on them to customers
The top court on September 28 had sought responses from the Centre and others, including the NPCI, on a petition challenging the decision to impose an MDR on specified UPI person-to-merchant transactions above Rs 2,000.
India flags Chinese-linked AI tools in hacking campaign against financial firms
India's cybersecurity agency named the hacking group behind a wave of AI-driven attacks on financial firms and identified its tools, at least two of them linked to China, adding India to a growing list of countries where
Indian travellers in Dubai can get up to AED 100 off at Dubai Duty Free using UPI
Indian travellers can now enjoy a 10% discount at Dubai Duty Free by using India's UPI for payments. This initiative, introduced by NPCI International, simplifies transactions for shoppers while eliminating the need for cash. With this exclusive offer, Indian visitors can experience a more rewarding shopping journey in Dubai, enhancing the convenience of their travel experience.
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Central cyber security agency warns banks, NBFCs of AI attacks; I4C reveals how hackers are executing multi-crore frauds
I4C has warned banks, NBFCs and fintech firms about AI-powered cyberattacks that enable hackers to execute fraudulent transactions at machine speed. The agency has flagged multi-crore unauthorised fund transfers, urged financial institutions to strengthen API security and directed them to report cyber incidents to CERT-In and RBI within six hours.
Story TV parent Eloelo raises $80 million from Hornbill, NBCUniversal
The funding follows a surge in Story TV’s business, which has helped lift annualised collections more than tenfold to around $250 million over the past year, according to people familiar with the company. Eloelo said Story TV offers over 5,000 dramas in six languages, while its apps have more than 40 million monthly active users.
India cybercrime agency warns financial firms on AI attacks
"These attacks are financially motivated and are being carried out with the help of Artificial Intelligence (AI) agents leading to machine speed compromise," the Indian Cybercrime Coordination Centre said in an advisory made public on Wednesday.
PFRDA aims NPS expansion via banks, UPI integration; eyes corpus of around Rs 100 lakh crore by 2040
The regulator is looking to accelerate growth beyond the organic expansion of the pension market by using the existing digital financial infrastructure to bring more people into the long-term savings system.
India's payments authority NPCI forms unit to push into AI, blockchain tech
The National Payments Corporation of India has created a technology subsidiary known as NPCI Tech Solutions Limited. This new unit will focus on advancements in AI, blockchain, and digital financial infrastructure. Vishal Kanvaty has been appointed as the managing director and CEO of the subsidiary. NTSL aims to enhance capabilities beyond NPCI's core payments responsibilities. The initiative highlights India's commitment to developing its banking and financial services technology landscape.
Government clarifies GPF rules for deceased employee’s claim: Ministry reveals who among family members and nominees get GPF money
GPF for government employees: The government has provided crucial updates on the General Provident Fund (GPF) policies concerning the beneficiaries of deceased government employees. While family nominees will be entitled to the GPF funds, certain stipulations apply. In cases where valid nominees are absent, family members will inherit equal portions of the GPF sum, but exclusions are noted for adult sons and married daughters.
India's payments authority NPCI forms unit to push into AI, blockchain tech
The payments authority's chief technology officer Vishal Kanvaty, who has been associated with NPCI for nearly a decade, has been appointed the managing director and CEO of NTSL, it said.
Is there shortage of Rs 10, Rs 20 and Rs 50 currency notes this Diwali? RBI clarifies
The Reserve Bank of India has reassured the public that there will be an ample supply of currency notes for the upcoming Diwali festival. They have dismissed a false rumor suggesting a shortage of small denomination notes. The RBI urges everyone to disregard this misinformation and rely only on their official announcements, while also emphasizing the need to plan cash needs ahead of the festivities.
Kaspersky flags QR code payment scams as a key cyber risk for Indians travelling to Indonesia
As more Indian tourists move to Indonesia, Kaspersky's cybersecurity experts are sounding the alarm on rising online threats. They point out that travellers should be particularly careful about things like fake QR codes and phishing attacks, which are becoming more common. It's crucial for tourists to stay vigilant to protect themselves from these digital dangers.
MobiKwik expects MDR on UPI to add Rs 100 crore to payment revenue in FY28
On its second-quarter earnings call, the company’s management said the implementation of UPI MDR would improve payment unit economics and create a more level playing field for players, shifting competition towards product, technology and service rather than the ability to burn capital.
India-New Zealand FTA: Expanding India’s footprint in Oceania
More than a trade deal, the India-New Zealand FTA is a strategic gateway to new markets, fresh investment and stronger capabilities, positioning India to compete, connect, and grow across the Asia-Pacific.
Fintechs fortify cyber defences; Logistics cos in the speed lane
Happy Monday! Fintechs are stepping up security as AI-powered cyberattacks become more sophisticated. This and more in today’s ETtech Morning Dispatch.
Digital payments firms race to fortify defences as cyberattacks intensify
At Bengaluru-based Cashfree, attempted attacks have been taking place repeatedly over the past three weeks, occurring at least 10 times as frequently as a year ago, chief technology officer Ramkumar Venkatesan told ET. Attackers are increasingly combining multiple vulnerabilities to attack systems, he said.
Festive spending drives record UPI transactions in October
UPI processed transactions worth Rs 31.53 lakh crore during the month, a 16% rise from a year earlier and the highest on record, signalling that the platform continues to expand even as consumers navigate higher prices of electronics and other festive purchases this year.
GST reforms: Easier registration for small e-commerce sellers, faster refunds to take effect Nov 1
Simplified GST registration processes will benefit small sellers using e-commerce platforms without physical presence in multiple states. The GST portal will offer user-friendly interfaces and clearer documentation requirements for registration applications. Automatic sanctioning of full refund claims for excess balance in electronic cash ledgers will expedite the refund process. Flexibility in post-supply discount taxation will support industries with volume-based incentives and trade schemes.
UPI payments expanded to online bookings at tourist attractions in UAE, Singapore
Indian travellers can now use UPI apps to book tickets online for major attractions in the UAE and Singapore, including Burj Khalifa's At the Top and Resorts World Sentosa. NPCI International has partnered with local payment providers to enable the facility, expanding UPI's international footprint across 10 countries.
Pine Labs Q2 net profit surges over six-fold to Rs 39 crore; revenue rises 24%
Pine Labs has shown impressive growth with a net profit reaching Rs 38.57 crore in the September quarter. The company's revenue from operations jumped by 24%, totaling Rs 806.19 crore. With 2.29 billion transactions processed, up by 22%, and revenue from digital infrastructure increasing by 21%, Pine Labs is clearly leveraging its innovative strategies to drive improved profitability through effective working capital management and new product offerings.
Bank holiday on Karva Chauth: Are banks open or closed today on October 29, 2026?
bank holiday today: Today, as the Karva Chauth festival is celebrated, banks in only one state are closed, contrasting with operations in other states. The October holiday schedule may impact banking operations, with regular Saturday hours on specified weekends.
RBI Governor Sanjay Malhotra urges states to ensure quality spending, prudent borrowing
Addressing the 36th conference of state finance secretaries at the Mint Road, Malhotra appealed the states to onboard onto the Unified Lending Interface (ULI) and utilise Programmable Central Bank Digital Currency (P-CBDC) for Direct Benefit Transfers (DBT).
Paytm targets one-third UPI market share as Sharma steps up consumer acquisition
Paytm currently accounts for about 8.1% of UPI transaction volumes, behind PhonePe's 45.6% and Google Pay's 32.2%, according to September data from the National Payments Corporation of India.
Talent, compute and R&D key to India's AI ambitions: Report
India will need to strengthen its talent pool, research and development (R&D) capabilities, computing infrastructure and data systems to translate advances in artificial intelligence (AI) and other emerging technologies into economic and social benefits, according to a report by KPMG.
Bank holiday today: Are banks open or closed in your state today on October 26, 2026? Check RBI list
Due to various holiday celebrations, bank branchesin some states will not be open today as per the Reserve Bank of India's schedule for October 2026, which includes Laxmi Puja and Maharishi Valmiki's Birthday.
RBI data centre to strengthen payment systems, cyber resilience
The Reserve Bank of India inaugurated a new sovereign data centre to enhance the resilience of financial services and reduce reliance on third-party cloud providers. Prime Minister Narendra Modi also inaugurated a cybersecurity training institute, which will develop expertise in emerging technologies. The data centre will support critical systems like RTGS and NEFT for efficient financial transactions.
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