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    SOCIAL SECURITY DIRECT DEPOSIT PAYMENT CHANGES

    What is Social Security's November 18 deadline? Millions can check their 2027 COLA-adjusted payments early - Here's how

    Millions of Americans receiving Social Security benefits are approaching an important deadline on November 18, 2026. Beneficiaries should create a ‘my Social Security’ account to receive personalized cost-of-living adjustment notices electronically. A 3.6% COLA increase for 2027 will affect about 76 million people and provide financial relief. Early access to updated benefit amounts will help recipients plan accordingly moving forward.

    Debt Mutual Funds: What investors should know before investing

    Debt mutual funds faced substantial outflows amounting to Rs 1.8 lakh crore in September, which was considerable. These outflows were primarily due to liquidity needs, particularly among companies and institutional investors. Investors should evaluate their investment horizon and risk tolerance before choosing a suitable debt fund. Despite the outflows, debt funds remain important for managing short-term financial goals and diversifying portfolios.

    Two major Social Security changes are coming in 2027: Retirees get a 3.6% raise, but some workers will pay $484 more in taxes — who will be affected?

    Social Security 2027 changes: Social Security checks will rise 3.6% in 2027. The average retired worker will get $2,170 a month, up $75 from $2,095. SSI recipients will receive the higher payment on December 31, 2026. The Social Security tax limit for workers will rise from $184,500 to $192,300. Employees earning at least $192,300 could pay about $484 more in tax each year.

    How investors in India can compare forex investing spreads, execution, spreads, and hidden fees

    An easy guide on understanding real investing costs, fund transfers, and platform performance across international investing brokers.

    Social Security tax by state in 2026: Which 8 states tax retirement benefits, where can retirees keep more of their benefits, and how much could you owe the IRS?

    Social Security benefits are not tax-free for every retiree in 2026. Just over half of beneficiaries are expected to pay federal income tax on their benefits, according to the Congressional Budget Office. Eight states also tax Social Security payments, although income-based exemptions offer relief. Federal tax thresholds, retirement withdrawals and state rules will determine how much retirees actually keep.

    Your Social Security check faces a 22% cut risk: The funding shortfall that could cost retirees $2,700 a year

    Social Security’s 2032 warning: Millions of retirees could receive smaller monthly checks if the retirement trust fund runs out of reserves. Payroll taxes would still finance payments, but cover only 78% of scheduled benefits, according to trustees. Congress could prevent the reduction through legislation. Until then, workers may need additional retirement savings through 401(k) plans and IRAs.

    The Economic Times
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