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SCSS vs MIS for senior citizens: Which scheme provides higher income on Rs 15 lakh investment? See calculations
Investment choices for senior citizens can include the Senior Citizens Savings Scheme and the Post Office Monthly Income Scheme. Notably, SCSS boasts an attractive interest rate of 8.2%, while MIS offers 7.4%. If you invest Rs 15 lakh in SCSS, you'd accumulate Rs 6.15 lakh in interest over five years, compared to Rs 5.55 lakh through MIS. This difference highlights an additional earnings potential of Rs 60,000 through SCSS.
California replaced a fish-blocking pipe on Fort Goff Creek with a bridge in 2014; later monitoring found 64 Chinook salmon nests upstream
In California, the removal of the culvert on Fort Goff Creek has significantly enhanced fish passage, particularly for salmon. Completed in 2014, a new bridge now connects fish to breeding grounds that were previously inaccessible. Biologists found 64 nests of Chinook salmon in this newly opened habitat, highlighting the importance of addressing culverts nationwide to improve aquatic ecosystems and connectivity.
Extracurricular activities for children: How much should parents spend on classes beyond academics?
As parents spend more on soft skills, the challenge is to identify pursuits that offer lasting value. While the growing emphasis on extra curricular activities is a welcome departure from the traditional overemphasis on academics, enrolling children in multiple programmes because of peer pressure or FOMO (fear of missing out) can strain both family finances and children’s mental well being.
Indian popular tourist spot ranked in among World’s top 10 beaches. Check the list
Goa's Palolem Beach has secured the sixth position in the Global Beach Index 2026, becoming the only Asian beach in the global top 25. Known for its palm-lined bay, calm waters and beachside restaurants, it offers activities such as kayaking, paddleboarding and dolphin-watching trips. The list features 10 beaches across four continents.
World's largest penguin colony loses 63% of its Penguins; scientists say climate change is to blame, not volcano
Zavodovski Island, located in the frigid reaches of Antarctica, has witnessed a staggering decline of nearly two-thirds in its breeding chinstrap penguin population since 2011. Researchers attribute this worrying trend to environmental changes and rising ocean temperatures. In contrast, macaroni penguins have thrived, experiencing a 28% increase in numbers, highlighting a shift in biodiversity.
Florida planted Australian pine for shade, windbreaks, and storm protection; by 1993, the fast-growing tree had invaded more than 372,000 acres
Australian pines were brought to Florida in the 1800s as a means of protecting against storms and enhancing landscapes. By 1993, however, these trees had taken over more than 372,000 acres, leading to harmful impacts on local ecosystems through monocultures. A study following Hurricane Andrew revealed that merely 4% of these trees withstood the severe winds, exposing their shallow root problems.
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Paleontologists studying fossil jaws in a Caribbean cave found ‘weird’-looking concave cavities; turns out ancient bees laid eggs inside them 20,000 years ago
Researchers making waves on the island of Hispaniola have uncovered an astonishing find: ancient bees that crafted nests in fossilized animal bones. Dating back over 20,000 years, these solitary bees ingeniously utilized available resources, creating structures similar to today’s nests. CT scans confirmed the presence of ancient pollen, offering a fascinating glimpse into the ecological narrative of the region and the unique behaviors of these prehistoric bees.
Iranian officials gloat as US voters deal blow to Donald Trump
Iran's leaders praised the midterm election results in the US, interpreting them as a rejection of Trump's wartime decisions. The Democratic victories were seen as evidence of American frustration with rising gas prices driven by ongoing conflict. Concerns remain in Tehran about potential military actions from Trump following his electoral defeat. Iran is preparing for possible retaliations should hostilities resume in the region.
Jack Nicholson has 'disappeared' from Hollywood: Michael Douglas reveals why the Oscar winner is no longer working. 'It happens. I understand'
Michael Douglas has shared a rare update on Jack Nicholson, revealing that the 89-year-old Oscar-winning actor is doing well but is no longer working. Nicholson has not appeared in a film since 2010's How Do You Know and has largely stayed away from the public eye. Douglas, who produced Nicholson's Oscar-winning film One Flew Over the Cuckoo's Nest in 1975, said he still sees his longtime friend and understands his decision to step away from Hollywood.
US economy grows faster than expected at 3.4% in Q3 on consumer spending, AI boom
The US economy grew at a faster-than-expected 3.4% annualised rate in the third quarter, driven by resilient consumer spending and AI-related business investment despite higher oil prices linked to the Middle East conflict. The robust growth contrasts with weak consumer sentiment and comes as the Federal Reserve keeps interest rates unchanged.
"Sink the idea": Mumbai sweats over a sea plan that intitially made waves but is now causing ripples of worry
Light pollution is already recognised as a global environmental and public health concern. Research has linked artificial light to sleep disturbances, mood disorders and higher risks of obesity and cardiovascular diseases in humans. It can also alter plant growth and interfere with animals' natural behaviour and ecological relationships.
Beginning in 1974, North American conservationists released more than 6,000 captive-bred peregrine falcons; by the late 1990s, at least 1,650 breeding pairs had been restored
Once teetering on the brink of extinction in North America due to harmful pesticides and loss of natural habitats, the peregrine falcons have made a remarkable comeback. With dedicated conservationists implementing strategies such as captive breeding and urban nesting, these magnificent birds thrived, leading to their delisting as endangered in 1999. This inspiring success story underscores the crucial role of ongoing research and long-term conservation efforts in restoring wildlife communities.
In 2020, Virginia created temporary seabird nesting habitat at Fort Wool and nearby barges; by 2021, royal tern nests there numbered up to 6,283
South Island, once a vital breeding ground for seabirds, suffered degradation due to construction activities. In a remarkable turn of events, Fort Wool was repurposed into a temporary haven for these birds. They adapted swiftly, leading to the establishment of thousands of nests and successful chick rearing. This project exemplifies how habitat restoration can thrive even amid development, offering a promising blueprint for future coastal conservation efforts facing habitat decline.
Burdened by health issues, a Massachusetts single mom and her 3 kids were living in crumbling, mold-infested house. Then her community and strangers renovated her house free of charge
A Massachusetts single mother, Jane Cunningham, and her three children were living in a deteriorating home with mold, a damaged roof and a collapsed ceiling. Unable to afford repairs amid ongoing health issues, Cunningham received help after her friend, Melinda Johnson, launched a GoFundMe. Construction executive Dave Fenton and other professionals renovated parts of the house free of charge. Donations will support remaining roof repairs, household expenses and medical debt.
Lake Champlain began killing invasive sea lampreys in 1990; native lake trout survival rose 25%, and Atlantic salmon returns to the main lake fishery tripled
Lake Champlain experienced significant ecological harm due to the invasive sea lamprey, which posed a threat to local fish populations. However, an experimental control initiative launched in 1990 led to a marked decrease in lamprey numbers and better fish survival. Economic evaluations revealed positive returns from the control efforts, benefiting both local tourism and fisheries. Ongoing initiatives have further bolstered the lake trout population, restoring its self-sufficiency.
Meet Gara Post, who helped launch The NOW Massage in 2015; 9 years later, the brand had nearly 70 boutiques and more than 170 franchise licences sold
Post moved to Los Angeles soon after graduating from Arizona State University to pursue a career in entertainment. She worked as an executive assistant to the president of Universal Television Group. There she gained experience in reality programming and built professional connections.
Meet Kevin Corey, the high school business teacher who started a wipes brand with $14,000; by 2025, it was generating $3.8 million
Corey is the co-founder of Stall Mates. It is a brand of flushable bathroom wipes that he built with his teaching career. All of this started as a small business idea. It has now grown into a company selling around 250,000 packs of wipes annually. It is reported that he continues to work as a teacher while managing the business during evenings and weekends.
In 2020, Molly Wolchansky started The Agent Nest with $500; by 2024, the real-estate marketing platform was generating an estimated $120,000 a year
Wolchansky first created social media content for her mother, who used to work as a real-estate agent. Other agents as well showed interest in the material. That gave her an idea of the demand for affordable marketing resources. Later, she worked with real-estate professionals through a marketing agency.
Aurum PropTech Q2 income rises 57% to Rs 137 crore
Aurum PropTech announced a 57% increase in total income during the second quarter of FY27. This growth is attributed to improved profitability and the integration of artificial intelligence systems. The adjusted operating margin showed a significant increase, reaching 11.5%, marking a positive trend. Additionally, the company's various platforms reported strong performance and enhanced revenue productivity from AI initiatives.
Jackie the celebrity bald eagle died of bird flu, California officials confirm
Jackie, a well-known bald eagle from Big Bear Lake, passed away due to bird flu. A necropsy revealed that bird flu caused severe complications and other overlapping health issues. While rodenticides were found, they were not the primary cause of her decline. Jackie’s remains were cremated to prevent the spread of avian influenza. Meanwhile, her longtime partner Shadow remains healthy and was recently seen with a new female.
Jackie the Big Bear bald eagle’s cause of death revealed after months of mystery; what wildlife officials found
Jackie, the beloved bald eagle famed for her live nest broadcasts, sadly succumbed to avian influenza last August. The illness led to grave stomach ulcers, resulting in ongoing internal bleeding and anemia. While toxicology tests indicated rat poison presence, it wasn't the primary cause of death. Despite receiving treatment after rescue, she failed to recover.
OpenAI co-founder Greg Brockman donated $5.5 million to protect 63 acres near California's famous bald eagle nest. His wife helped raise $10 million and saved it from residential development
In a community initiative, Friends of Big Bear Valley have successfully secured over $10 million to acquire the Moon Camp property, ensuring its preservation for nature. This campaign thrived on countless small contributions from local nature lovers, with pivotal support from Greg Brockman and Anna. By safeguarding this area, vital habitats for bald eagles and numerous wildlife species will continue unspoiled, highlighting the strength of united efforts in environmental conservation.
UPI MDR rollout pushed; India’s first quantum computer coming soon
Happy Wednesday! The implementation of MDR on select UPI payments has been deferred beyond Diwali. This and more in today’s ETtech Morning Dispatch.
UPI MDR rollout delayed; Rs 7,131 crore RDI deployment
NPCI has pushed back the UPI MDR rollout until after the festive season. This and more in today's ETtech Top 5.
Blume, Kalaari, Chiratae among 19 VCs in RDI fund's Rs 7,131 crore first cohort
The selected cohort comprises 14 alternative investment funds (AIFs) and five focused research organisations (FROs), which will channel long-term capital into deeptech startups and private sector research and development.
In 2002, black rats were eradicated from Hawaii's Mokoliʻi islet; after just one shearwater chick survived from 1999 to 2001, 126 fledged in 2002 and 185 in 2003
Mokoliʻi was once severely impacted by invasive black rats, which posed major risks to seabird species. In 2002, after dedicated conservation measures led to the removal of these rats, the island saw a stunning revival in wedge-tailed shearwater chick fledging. This successful effort also revitalized the island's native coastal vegetation and supported a diverse range of wildlife, showcasing the critical role of invasive species management in ecological recovery.
A 400-acre island built from Tampa Harbor dredging became a nesting refuge for birds decades later
In the late 1970s, engineers expanded Tampa Bay by developing an island from dredged materials. This man-made island has since become a crucial nesting ground for a variety of coastal birds, including American oystercatchers and roseate spoonbills. To ensure the well-being of these avian residents while facilitating harbor activities, ongoing engineering and maintenance efforts are vital.
BPTP sells 150 apartments in its new housing project at Faridabad
BPTP Ltd has achieved a remarkable feat by selling 150 luxury apartments in Faridabad, translating to a total revenue of Rs 150 crore. Their housing development, dubbed 'SkyNest', has accumulated around Rs 750 crore in sales thus far, with each flat averaging Rs 5 crore. As a prominent player in the real estate market, BPTP has developed over 25,000 residences over the past twenty years.
Conservationists are trying to save this endangered bird. But their efforts may be producing too many males
Conservation programs aim to protect the critically endangered maleo bird in Indonesia by moving eggs to hatcheries. While this intervention has succeeded in improving breeding success, researchers are concerned about an imbalance in the sex ratio of chicks. Specifically, studies indicate that hatchery conditions may favor male hatchlings over females. This potentially complicates the species’ long-term recovery and survival in the wild.
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