MATURITY
SCSS vs MIS for senior citizens: Which scheme provides higher income on Rs 15 lakh investment? See calculations
Investment choices for senior citizens can include the Senior Citizens Savings Scheme and the Post Office Monthly Income Scheme. Notably, SCSS boasts an attractive interest rate of 8.2%, while MIS offers 7.4%. If you invest Rs 15 lakh in SCSS, you'd accumulate Rs 6.15 lakh in interest over five years, compared to Rs 5.55 lakh through MIS. This difference highlights an additional earnings potential of Rs 60,000 through SCSS.
Debt mutual funds see sharp recovery in October as quarter-end outflows reverse
Debt mutual funds staged a sharp turnaround in October, recording net inflows of Rs 1.13 lakh crore after heavy outflows in September. Liquid and overnight funds accounted for the bulk of the inflows, reflecting a seasonal reversal of quarter-end withdrawals. However, the recovery remained uneven, with several duration-oriented categories continuing to witness outflows.
Alphabet eyes $3 billion Hong Kong, Singapore bond sale, sources say
In a strategic move, Alphabet aims to raise about $3 billion via bond sales denominated in Hong Kong and Singapore dollars. The target sizes for these offerings are set at HK$8 billion and S$1.5 billion, respectively. This comes at a time when the market is experiencing an AI-driven selloff, greatly affecting investor enthusiasm.
Japan bond yields rise as US inflation fuels rate hike bets
Japanese government bond yields climbed for a third straight session, tracking a global debt selloff after stronger US inflation data and hawkish Fed commentary raised expectations of further rate hikes. Investors also assessed the Bank of Japan’s policy outlook ahead of key bond auctions.
Global credit conditions to weaken next year: Moody's
Moody’s Ratings expects global credit conditions to weaken in 2027 as higher financing costs and elevated energy prices create pressure across sectors, even as major economies continue to grow. The agency said tariffs, regulation, export controls and strategic government investment will increasingly shape credit risks, trade and capital allocation. Higher refinancing costs are likely to weigh on highly leveraged borrowers and those facing near-term maturities, while banks and life insurers could benefit from higher rates.
Chipmakers warn AI demand is creating bottlenecks in automotive supply chain
Nexperia says it is heavily oversubscribed as chipmakers redirect capacity towards higher-margin AI data-centre products, creating shortages of mature semiconductors used in vehicles and industrial equipment. Industry executives warn that the AI investment boom is worsening bottlenecks across automotive and industrial supply chains.
AI is entering the boardroom, warehouse, and checkout. Are businesses ready?
The AI Business Transformation Masterclass & Awards 2026 at IIM Bangalore will focus on integrating AI into businesses on 19 November. The program features sessions on enterprise AI frameworks, real-world use cases, and discussions on Agentic AI in finance, physical AI applications, and contextual commerce, culminating in the ET Most Innovative AI Product Awards.
$57.2 billion Treasury cash drain hits Wall Street this week: Why semiconductor stocks and SMH ETF investors face more volatility, with a bigger liquidity test coming in 2027
Upcoming Treasury bill settlements on November 10 and 12 are expected to withdraw $57.2 billion from markets. The VanEck Semiconductor ETF has already experienced a notable decline since October, losing nearly 25 percent of its value. Historical trading data indicates that semiconductor stocks perform better when Treasury bill issuance is lower. A potential easing of liquidity pressure may occur in December due to reduced auction sizes.
You have an emergency fund and investments, but are you financially mature? CA explains 4 stages of money management
CA Nitin Kaushik explains four stages of financial maturity, from spending money to impress others and building financial security to investing for freedom and learning to enjoy accumulated wealth. He highlights why people who spend decades saving and investing often struggle to spend their own money without guilt, and why knowing how to use wealth is just as important as building it.
RBI's $239 bn forward dollar position to limit rupee gains despite FPI inflows: Report
The Reserve Bank of India currently has a net short position of USD 239 billion in the forward market, which may hinder the rupee's ability to strengthen, even as foreign portfolio investor inflows improve. This influx could potentially be managed by the Reserve Bank, capping any gains for the rupee against the US dollar.
Woman expects 12% interest on fixed deposit, puts Rs 9.5 lakh in Karnataka society, fails to recover money after maturity, consumer court orders society to pay Rs 17.63 lakh
A woman and her family member deposited money in a Karnataka credit society, expecting returns of up to 12% on their fixed deposits. They later struggled to recover their money, including a deposit that had matured. The consumer commission has now ordered the society's office-bearers to repay Rs 17.63 lakh with interest, compensation and legal costs.
Former youngest champion Emerson Fittipaldi hails Kimi Antonelli's rise
Emerson Fittipaldi recently addressed the trend of younger drivers becoming world champions in motorsport. He praised Kimi Antonelli's remarkable victory from 19th at Monza and pointed out how contemporary racers begin their careers earlier than previous generations. Fittipaldi emphasized Antonelli's impressive maturity and talent, which played a crucial role in his current season's triumph. His own path to championship status starkly contrasts with the rapid rise of Antonelli.
Japanese government bond yields hit multi-month lows as tech selloff fuels safe-haven demand?
Japanese government bonds rallied as investors sought safety from the deepening global technology-stock selloff. The benchmark 10-year yield fell to a multi-month low, while shorter-maturity yields also declined sharply as risk appetite weakened.
ETMarkets Smart Talk| ₹15 lakh to invest in bonds? Here's how Jiraaf's Saurav Ghosh would spread it across maturities
In this edition of ETMarkets Smart Talk, Saurav Ghosh, Co-Founder of Jiraaf, shares his outlook on interest rates and bond yields and explains why a diversified approach across maturities could make sense in the current environment. He also illustrates how an investor with ₹15 lakh could consider spreading the allocation across two-, three- and five-year bonds rather than committing the entire amount at a single point in the interest-rate cycle.
Gold, Silver, Stocks: Why Bonds Deserve a Place on Your Dhanteras Shopping List
Traditionally, investors have turned to gold and silver on Dhanteras, but this trend is shifting. Recent fluctuations in these precious metals and stock equities have raised apprehensions over their reliability. Bonds present a viable alternative with their assured returns and steady interest payouts, offering stability amid market volatility. By including bonds in their investment strategy, individuals can ensure they meet their financial requirements without rushing to liquidate assets.
When Stocks Dampen Festive Cheer, Can Bonds Keep the Celebrations Going?
Investors in India are navigating a challenging landscape as the equity markets descend into significant losses. Selling off assets at this juncture could incur financial damage, yet deferring such decisions may hinder urgent expenses. By maintaining fixed-income portfolios, investors can secure consistent cash flow to address short-term needs. To enhance portfolio resilience, diversifying between stocks and bonds becomes vital for achieving growth while safeguarding capital for future endeavors.
ETtech Explainer: Why Meta is raising billions through bonds
Developing AI models and offering AI-powered services requires enormous computing capacity. This involves building data centres, purchasing specialised chips and servers, expanding cloud infrastructure, and securing the electricity needed to run these facilities.
A course for happy marriage: Goa CM Pramod Sawant announces programme to help couples understand partners and assess if they are ready for marriage amid rising cases of divorce in love marriage
In December, Goa College of Home Science will launch a new certificate course focusing on marriage preparedness aimed at young adults. This initiative seeks to equip participants with emotional maturity and relationship skills, responding to the increasing concerns about marital disputes and divorce rates in Goa. Through a series of assessments and exercises, participants will enhance self-awareness and personal growth, aligning with the state’s goal to promote pre-marriage counseling.
'Top-level debates held between mature people': Rijiju takes dig at Rahul Gandhi's challenge to PM Modi
Union Minister Kiren Rijiju responded to Rahul Gandhi's comments about Prime Minister Modi receiving foreign assistance. Rijiju compared Gandhi's remarks to those of extremists who misrepresent their beliefs. Gandhi has challenged PM Modi to a public debate regarding these allegations of foreign connections. He invited the Prime Minister to choose any venue and appoint a judge for the debate.
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