FREELANCING AFTER RETIREMENT
ET Wealth Expo 2026: From building wealth to financial freedom, two days of insights for today’s investors
Mark your calendars for the ET Wealth Expo 2026, happening on October 30 and 31 at Mumbai's NESCO Convention Centre. This event promises to bring together top professionals for insightful discussions on investment strategies and wealth management. Attendees can expect sessions covering crucial topics such as intergenerational wealth transfer and global investment opportunities, alongside keynote speeches aimed at addressing future challenges in wealth management.
PhonePe rolls out NPS account opening with Rs 250 contribution, no fresh KYC
PhonePe has introduced a digital process for users to open National Pension System accounts. This new facility allows an initial contribution of Rs 250 without needing to upload documents. Users can verify their linked bank accounts using OTPs and make payments through PhonePe UPI. The service is aimed at individuals looking to start retirement planning easily and flexibly. Future expansions will include additional banking partners to enhance accessibility.
ET Wealth Expo 2026: Explore the future of investing, financial security and intergenerational wealth
From building wealth in the AI age and identifying investment opportunities to protecting assets, planning for retirement and transferring wealth across generations, Day 1 of ET Wealth Expo 2026 will bring together leading financial experts to explore the three pillars of long-term wealth management: Build, Protect and Legacy.
Market crash after retirement? Four retirees share lessons on how to prepare in advance
Four retirees tell us how they planned for a market fall long before it came. What these four individuals did smartly was not adjust their portfolio strategies based on market conditions, but control and plan for three key variables: how large the corpus is relative to annual spending, how many years of expenses are insulated from equity, and how diversified the portfolio is across asset classes.
Waiting on income? Deferring payments into next year could reduce your 2026 taxable income, but there is a catch you should know first
If you’re self-employed and expect a lower income next year, delaying eligible payments until January could reduce your current-year taxable income. But this strategy generally works for cash-basis taxpayers; accrual-basis businesses usually recognize income when it is earned, not when the money arrives.
Think your Roth IRA lowers your taxes this year? It doesn't, because contributions aren't deductible, and here is who should use it now
Many small business owners fund a Roth IRA expecting an immediate tax break. That calculation is flawed. Roth IRAs run on after-tax income. Putting money into one does absolutely nothing to lower your current taxable income. A traditional 401(k) or traditional IRA drops your adjusted gross income immediately. A Roth IRA locks in your current tax rate in exchange for tax-free withdrawals decades later. Business owners projecting higher tax brackets in the future are the primary beneficiaries of the Roth structure.
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Your Talent Strategy Has to Keep Up with Your AI Transformation
The entry-level job pipeline is thinning globally, and the consequences of eliminating these types of roles in favor of AI are compounding. Eliminate entry-level roles, and you reduce the headcount that justifies mid-level managers. Reduce mid-level managers, and you shrink the pool feeding director and VP pipelines. What looks like a staffing efficiency decision is actually a leadership supply decision whose full cost won’t appear for years. The leaders who navigate this well don’t abandon their automation strategies; they build the talent infrastructure that those strategies require by doing three things: 1) Redesigning entry-level roles as capability-building cohorts; 2) building a distributed apprenticeship pipeline; and 3) auditing and repaying the organization’s capability debt.
Guest and temporary teachers: How to build financial security with job uncertainty
Though the integration of temporary faculty reduces the teaching burden for the university’s permanent staff, the former often get the short end of the stick due to large pay disparities, a lack of medical, retirement, and increment benefits offered to regular staff, as well as higher workloads. An uncertain and low income from a temporary teaching job in a college requires prudent handling of one’s finances. Find out how to do it.
'Burst of Joy' photographer Sal Veder, who captured Vietnam War's most iconic homecoming, dies at 99
Pulitzer Prize winner Slava Veder, renowned for his Vietnam War photo, has died. His iconic image captured a soldier's reunion with his children after captivity. Veder, an Associated Press photographer, passed away peacefully at his California home. He was celebrated for his dedication to capturing compelling human moments. His legacy includes mentoring younger photographers and documenting significant historical events.
Rs 1 crore at 27, but burnt out from office pressure: Gen Z employee shares his early retirement plan. ‘I’m tired’
A 27-year-old software engineer has sparked a debate after revealing that he has built a net worth of Rs 1 crore but is already considering retirement. The techie, who works at a “FAANG-equivalent company” and freelances, said years of working seven days a week have left him exhausted by deadlines, performance reviews and layoff fears.
Germany's Freelance Visa explained: Who can apply, eligibility criteria, documents required and how the process works
Germany's Freelance Visa offers a pathway for foreign nationals to live and work independently, catering to both 'Freiberufler' (liberal professionals) and 'Selbständiger' (business owners). Applicants must prove financial stability, genuine work intent, and secure accommodation. The process involves application, potential interviews, and post-arrival registration with the tax office.
Man, who retired at 45 with Rs 1 crore, explains how he runs household on just Rs 50,000 a month now
A former HR professional, Amit Chilka, retired at 45 with Rs 1 crore and a Pune flat, relocating to Dehradun. His monthly expenses significantly reduced from Rs 1.5 lakh to Rs 50,000 due to lower living costs, rent-free accommodation, and reduced education and dining expenses. Chilka now runs a retreat for burned-out professionals.
Social Security earnings penalty 2026: how can workers avoid benefit reduction and legally maximize income while working?
Social Security earnings penalty in 2026 starts at $24,480 for early retirees. Cross this limit and benefits get reduced fast. Many Americans are still working after 62, but few fully understand the Social Security earnings limit rules. This is where smart planning becomes critical. You can avoid the Social Security earnings penalty in 2026 by managing income, adjusting work hours, and timing payments carefully. The Social Security Administration confirms only wages count toward the earnings test, not investments. This creates real opportunities. With the right strategy, you can keep earning, protect monthly benefits, and avoid unnecessary Social Security benefit reduction completely.
Dont blindly follow 100 minus present age rule for deciding asset allocation; factor these in your asset allocation
The '100 minus age' rule, which is generally seen as a rule of thumb for asset allocation, suggests a high equity exposure if you're young, but this overlooks several other factors, such as if an individual has an early retirement goal, income uncertainty, and risk appetite. A personalized approach considering financial goals, dependents, and investment horizon is crucial for effective asset allocation.
Are you retiring or retired and searching for job? Here’s a guide on finding job after retirement
Several online platforms offer job opportunities for those over 60 or already retired, but don’t wait till retirement to plan ahead. Start planning in your 50s.
Is Rs 2.5 crore enough for early retirement? 42-year-old asks Reddit for advice after 9-5 job burnout
A 42-year-old Reddit user with Rs 2.5 crore in savings is considering early retirement due to chronic fatigue and job stress. Despite his solid financial situation, including a future income from a U.S. stint, he feels exhausted and overwhelmed by his demanding job. He seeks advice on whether he can afford to retire, given his monthly expenses of ₹50,000 and lack of a house or debt. Redditors shared various opinions, urging him to consider alternatives like a sabbatical or lower-paying, less stressful work.
Man earning Rs 82,000 per month claims he is struggling to pay home loan. Netizens offer him career advice
A man earning Rs 82,000 monthly struggles to manage his finances due to significant home loan repayments of Rs 36,000. Seeking supplemental income, he turns to Reddit for advice on part-time work aligning with his routine. Users suggest upskilling, freelancing, or teaching opportunities.
China's young people are giving up on saving for retirement
China faces challenges in encouraging young people to save for retirement, with skepticism among youth due to concerns about job scarcity, low wages, and doubts about the future. The country's aging population and underfunded pension system add to the complexity, with projections indicating financial strain and demographic imbalances.
Navigating mid-career turning points
As people live longer, we need to rethink how we plan our careers and finances. The Stanford Center on Longevity has proposed The New Map of Life, mapping out a possible 100-year life. With the opportunity to keep learning throughout life, mid-career professionals can transition into entrepreneurship, social impact careers, or freelancing, and can use their existing career relationships to help them.
Alison Brie will star opposite John Cena in action-comedy 'Freelance'
The movie comes from filmmaker Pierre Morel of 'Taken' fame.
John Cena may star in action-comedy film 'Freelance', directed by Pierre Morel
If finalised, 'The Suicide Squad' star will essay the role of a special forces operator.
2011 Cricket World Cup hero Yuvraj Singh announces retirement from international cricket
Yuvraj's career has been one of the most eventful ones with various shades all mixed in a palette one calls life.
Now hiring: 60-year-old interns for startup
The process, which is currently under way, would involve hiring of about eight interns, who are over 60 years of age, with work experience in mid- to senior-management levels.
How to start saving for retirement in your 50s
If you are in your 50s, you can still ensure a comfortable retirement by cutting down on discretionary spends, getting rid of loans and saving aggressively.
Should you use the 100 minus age rule to decide your asset allocation?
The idea behind the '100 minus age' rule is that younger people can afford to take more risks, but it does not considers the scenario of early retirement.
How to manage with a low retirement corpus
A second career, moving cities and reverse mortgage can all help make your savings last.
Muhammad Ali's heart beat on even as his body shut down: Daughter
The incredible details of three-time heavyweight champion Ali's final moments were made public by his daughter Hana in an emotional post on Twitter.
Into the future: Nine ways the workplace will look different in 2050
These are only predictions, of course, but given the already rapid pace of change underway thanks to advancements in technology, here are nine very likely scenarios.
How to be a successful freelancer
Finding work is perhaps the toughest part for a freelancer. He has to knock on several doors and spend time, money and energy trying to get work.
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