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How Microsoft is trying to fix global outage as Outlook, Teams and Microsoft 365 remain disrupted
Microsoft is currently addressing a major outage that has affected Outlook, Teams, and various Microsoft 365 services across numerous countries. Users are experiencing service interruptions and disconnections. In response, the company is expanding virtual machine capacity while tackling the issue of unresponsive servers that are complicating recovery. Microsoft executives have stated there are no signs of a cyberattack as they work on alternative solutions for a swift restoration.
Senior citizens to get up to 7.40% interest rate on FDs: Federal Bank increases rate; check full list
Federal Bank has announced an exciting increase in the added interest perk for senior citizens on fixed deposits, with rates climbing to 7.40% for durations between 18 months and less than three years. Additionally, Bank of Baroda has adjusted its interest rates upwards by 10 basis points for its special deposit offerings.
ETMarkets Smart Talk | Yields are attractive, but stagger fixed-income investments amid volatility: Devang Shah of Axis MF
In an interaction with Kshitij Anand of ETMarkets, Devang Shah, Head – Fixed Income at Axis Mutual Fund, said investors should consider building their fixed-income allocation gradually and focus on high-quality instruments, as oil prices, global interest rates and liquidity conditions could continue to fuel volatility in the bond market.
Microsoft outlook outage: Reason why are Outlook, Microsoft 365 down today, OpenAI, Anthropic AI services hit too
Microsoft said earlier in the day it had fixed a Teams disruption affecting users in North America.
Microsoft Outlook down? Downdetector shows over 129,000 error reports as Outlook, Teams and Copilot services face disruptions. Here's how to fix issues
Is Microsoft Outlook down today? Microsoft Outlook users are reporting issues as they are unable to access their email accounts. Over 129,000 users have reported issues with the service. Microsoft have confirmed they are looking into issues with Exchange Online mailboxes in the Americas. They have also warned that Microsoft 365 may be impacted globally. Their status checker is also having issues.
Bajaj Finance opens QIP at Rs 992.25 floor price, may offer up to 5% discount
Bajaj Finance opened its qualified institutional placement on November 11, fixing the floor price at Rs 992.25 per share. The company may offer a discount of up to 5%, with final pricing and fundraising details yet to be announced.

Debt Mutual Funds: What investors should know before investing
Debt mutual funds faced substantial outflows amounting to Rs 1.8 lakh crore in September, which was considerable. These outflows were primarily due to liquidity needs, particularly among companies and institutional investors. Investors should evaluate their investment horizon and risk tolerance before choosing a suitable debt fund. Despite the outflows, debt funds remain important for managing short-term financial goals and diversifying portfolios.

Indian Overseas Bank revises FD interest rates: 6.75% rate on 444-day deposits, rate cut on 180–269 day FDs
Indian Overseas Bank has revised its fixed deposit interest rates, effective from November 10, 2026. Senior citizens can avail an additional interest rate, as well as super senior citizens.

Debt mutual funds see sharp recovery in October as quarter-end outflows reverse
Debt mutual funds staged a sharp turnaround in October, recording net inflows of Rs 1.13 lakh crore after heavy outflows in September. Liquid and overnight funds accounted for the bulk of the inflows, reflecting a seasonal reversal of quarter-end withdrawals. However, the recovery remained uneven, with several duration-oriented categories continuing to witness outflows.

Chinese yuan remains range-bound as US rate hike bets strengthen dollar
The Chinese yuan edged higher but remained range-bound as a weaker PBOC midpoint and expectations of further US rate hikes limited gains. Strong export data and a sizeable trade surplus, however, continue to support the currency's longer-term outlook.

Japanese households buy record 5-year government bonds as rate hike expectations peak
Japanese households have bought a record 8.19 trillion yen worth of retail government bonds this fiscal year, with five-year fixed-rate securities attracting the strongest demand. The shift suggests investors may believe bond yields are nearing their peak as the Bank of Japan moves towards further interest rate hikes.

Woman expects 12% interest on fixed deposit, puts Rs 9.5 lakh in Karnataka society, fails to recover money after maturity, consumer court orders society to pay Rs 17.63 lakh
A woman and her family member deposited money in a Karnataka credit society, expecting returns of up to 12% on their fixed deposits. They later struggled to recover their money, including a deposit that had matured. The consumer commission has now ordered the society's office-bearers to repay Rs 17.63 lakh with interest, compensation and legal costs.

ETMarkets Smart Talk| Higher yields offer opportunities, but investors need not rush into long-duration funds: Shriram Ramanathan
In this edition of ETMarkets Smart Talk, Shriram Ramanathan, CIO–Fixed Income at HSBC Mutual Fund, discusses the changing dynamics in India’s bond market, the outlook for interest rates and yields, and how investors should navigate the choice between debt mutual funds, fixed deposits and government securities. He also explains why liquidity and flexibility could matter more than rushing to lock into longer-duration bets in the current environment.

ET Wealth Expo: The next wealth wave? Alternatives could grow 20-25% as investors seek diversification, says A. Balasubramanian
Speaking at the ET Wealth Expo 2026, Balasubramanian said mutual funds should continue to form the core of an investor's portfolio, while alternative investments can play a satellite role in potentially enhancing returns and broadening diversification.

Diwali 2026 Lakshmi Puja muhurat: Check auspicious Lagna timings for November 8, puja significance and details
Diwali 2026 will be celebrated on Sunday, November 8, with devotees worshipping Goddess Lakshmi and Lord Ganesha for wealth, happiness and prosperity. Check the auspicious Lakshmi Puja muhurat timings for Kumbha, Vrishabha and Simha Lagna, along with the significance of Vrishchika Lagna. The article also explains why Vrishabha Lagna is considered particularly important, the Amavasya Tithi timings and why Pradosh Kaal is preferred for Diwali Lakshmi Puja.

The average US 30-year mortgage rate falls to 7.18% this week, its third straight decline
The average long-term mortgage rates in the U.S. decreased for the third consecutive week, offering some respite. The average 30-year fixed-rate mortgage declined to 7.18% from 7.24%, according to Freddie Mac. Additionally, the 15-year fixed-rate mortgages saw a drop to 6.57%, slightly down from last week. These lower rates help to alleviate the financial burden on prospective homebuyers facing increased costs.

When Stocks Dampen Festive Cheer, Can Bonds Keep the Celebrations Going?
Investors in India are navigating a challenging landscape as the equity markets descend into significant losses. Selling off assets at this juncture could incur financial damage, yet deferring such decisions may hinder urgent expenses. By maintaining fixed-income portfolios, investors can secure consistent cash flow to address short-term needs. To enhance portfolio resilience, diversifying between stocks and bonds becomes vital for achieving growth while safeguarding capital for future endeavors.

HDFC Bank increases FD interest rates by up to 50 bps: Senior citizens can now earn up to 7.20%; check revised rates
Latest HDFC Bank FD interest rates: HDFC Bank has updated its fixed deposit interest rates as of November 4, 2026. Senior citizens can now secure a top interest rate of 7.20% for deposits ranging from 3 years and 1 day to 5 years. For general customers, the maximum interest rate is set at 6.60% for deposits held between 5 years and 1 day to 10 years.

FD interest rates up to 8.60% in November 2026: Compare revised rates of Kotak Mahindra Bank, Axis Bank, Suryoday SFB and Utkarsh SFB
Highest FD interest rates: Several banks have recently raised their fixed deposit interest rates on selected tenures for depositors. Kotak Mahindra Bank and Axis Bank now offer higher rates for general customers and senior citizens.
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