AVERAGE 401 K BALANCE
22k gold and silver rates today (November 7, 2026): Check 24k, 22k, 20k and 18k gold jewellery prices from IBJA, Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers and Tanishq in Delhi, Mumbai, Hyderabad & more cities
GOld rate today: During the vibrant Diwali celebrations, gold prices have edged upward at notable jewellers across India. Tanishq lists its 22k gold jewellery at Rs 13,190 per gram in various cities, while other leading brands such as Malabar Gold & Diamonds and Kalyan Jewellers offer a slightly lower rate of Rs 13,160 per gram.
Lower prices add glitter to Dhanteras gold sales
Fresh impetus to festive buying was seen as gold prices corrected, boosting jewellery sales on Dhanteras. Sales volume increased by 8-10% and value growth reached 18-20% compared to last year. Consumers in both metros and smaller cities showed significant demand for lightweight jewellery, coins, and smaller-ticket purchases. Jewellers reported a surge in footfalls and sales, particularly in traditional and diamond pieces.
Delhi AQI today: National capital’s air continues to remain toxic, AQI crosses 400 at over 22 stations; check IMD weather forecast and AQI
Delhi air pollution news: Delhi is experiencing a serious decline in air quality with an AQI reading of 365. As Diwali approaches, pollution levels may increase due to firecracker use and stubble burning. The Commission for Air Quality Management has implemented stage three measures to manage air quality. Forecasts indicate continued poor air quality, likely reaching severe levels from November 7 to 9.
Internship stipends rise at top B-schools as recruiters step up hiring
Recruiters are focusing on summer internships for hiring, offering higher stipends for the 2026-28 batch. Top business schools like IIM Calcutta and IIM Lucknow report increased median stipends and recruitment participation. IIM Kozhikode has noted an improvement in pre-placement offers and conversions from internships. New recruiters have joined the hiring process, diversifying opportunities for students.
'Such a sad thing to watch!': Trump blames Democrats for sharp US stock market decline after midterm election victories
US President Donald Trump linked the recent decline in the stock market to Democratic victories in the midterm elections. He mentioned that retirement savings have been impacted due to the market loss. While the stock market experienced a steep sell-off, the Nasdaq Composite fell significantly. Concerns about restrictions related to technology companies contributed to the downturn in market performance.
A record 769,000 Americans now have $1 million in their 401(k). Here’s how much they save
As of late June, an impressive 769,000 people had exceeded $1 million in their workplace retirement accounts. Fidelity revealed that the average 401(k) balance was pegged at $155,800, while the median was notably lower at $35,800. In the second quarter, thanks to a 14.9% increase in the S&P 500, many account holders saw significant recovery.
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Delhi's AQI 'very poor' for fourth day, set to get 'severe'
The 24-hour average Air Quality Index (AQI) stood at 369 at 4 pm on Thursday, compared to 377 recorded at the same time on Wednesday, according to the Central Pollution Control Board (CPCB).
KOSPI plunges 4% as Samsung, SK Hynix shares slide
South Korea's KOSPI plunged over 4%, with Samsung Electronics and SK Hynix leading losses as semiconductor stocks tracked a sell-off in US technology shares. Concerns over tighter AI regulations and a potential slowdown in investment weighed on sentiment, triggering a sidecar trading curb after the index fell over 5%.
Delhi AQI today: National capital's air remains toxic, crosses 400 AQI mark in Jahangirpuri, IIT Delhi and other regions
Delhi AQI news: Delhi continues to experience severe air quality, recording an average Air Quality Index of 368. High pollution levels are noted in various areas, with Jahangirpuri and IIT Delhi significantly impacted. Main pollutants are PM2.5 and PM10, with transport emissions and stubble burning as leading contributors. The city is currently under Stage II of the Graded Response Action Plan.
Apollo Hospitals plans to add 5,800 beds over next five years, Gurugram facility to open in Q3 FY27
Apollo Hospitals is set to enhance its capacity by adding around 5,800 beds within the next five years. Their Gurugram facility, featuring approximately 470 beds, is expected to open by the third quarter of FY27.
Social Security benefits warning: Will retirees lose $500 a month when the retirement trust fund runs out in 2032? What the latest forecast means for your monthly checks
The Social Security retirement fund is projected to exhaust its reserves by the end of 2032 without any legislative intervention. If changes are not made, monthly benefits for retirees might face substantial reductions, estimated between 22% and 26%. This impending decline is attributed to demographic shifts like an increasing elderly population and dwindling birth rates. Lawmakers have a limited timeframe to tackle these pressing issues before retirees experience significant cuts.
Why is the US stock market split as Americans vote in the 2026 midterm elections today? Dow falls as S&P 500 and Nasdaq rise; Apple, Nvidia, and AMD in focus - gold and silver dip
US stock market today: US stocks opened mixed on Tuesday as Americans voted in the midterm elections. Investors are also waiting for AMD’s earnings report after the closing bell. By 9:43 a.m. ET, the Nasdaq and S&P 500 were up, and the Dow was down. The Dow Jones Industrial Average fell 338.36 points, or 0.65%, to 51,645.62. The S&P 500 rose 20.31 points, or 0.27%, to 7,561.71. The Nasdaq gained 189.93 points, or 0.75%, to 25,354.30.
EPFO WhatsApp Service: How to check PF balance, view transaction history and download passbook easily; here's how
The Employees' Provident Fund Organisation (EPFO) has introduced a convenient WhatsApp service to enhance member access to their provident fund details. This innovation enables users to effortlessly check their EPF balance and examine transaction histories. Additionally, members can obtain their passbook directly via WhatsApp following a verification step. Launched by Union Labour and Employment Minister Mansukh Mandaviya, this initiative aims to simplify service access for all members.
EPFO’s WhatsApp service: You can check EPF balance, view last 5 transactions and download passbook by sending message
The launch of the EPFO WhatsApp service was announced by Union Minister Mansukh Mandaviya. This new feature empowers subscribers to easily check their EPF balance, view the latest transactions, and download passbook details. Moreover, the initiative addresses automatic settlements for dormant accounts, benefiting around one lakh users whose balance falls under Rs 1,000, thereby simplifying processes and minimizing the necessity for in-person visits.
DMK chief Stalin slams TVK govt over GST slump, loss of Rs 1,614 cr Korean investment to AP
M K Stalin has accused the ruling TVK government of causing economic decline in Tamil Nadu. He pointed out the record lows in GST revenue growth compared to other states. A significant foreign investment proposal shifted to Andhra Pradesh due to governmental negligence. Former finance minister Thangam Thennarasu highlighted the worrying economic stagnation under the current regime.
SGB premature exit date on November 2, 2026: Rs 1 lakh invested in this Sovereign Gold Bond grows to Rs 3 lakh in 5 years
The Reserve Bank of India has set the premature redemption price for Sovereign Gold Bonds. These bonds can be redeemed prematurely starting from November 2, 2026. The redemption price is calculated based on the average closing price of gold over the last three working days.
Wall Street drops to its worst day since June after the sell-off for tech stocks deepens
Wall Street’s tech sell-off deepened on Friday as investors questioned whether massive spending on artificial intelligence will deliver enough returns to justify lofty valuations. The S&P 500 fell 1.8% and the Nasdaq 2.9%, with Intel plunging nearly 29% and Nvidia down 4.2%, while bitcoin also slid after a major hack at Binance.
Why is your Social Security taxed, and how much can you save? 5 ways to cut the bill and keep more retirement income
Many American retirees pay federal taxes on their Social Security benefits, even after spending decades contributing to the system. For people living on a fixed income, these taxes can leave less money for everyday expenses. The good news is that retirement planning can also help reduce the amount owed. Here are five ways to manage your income and potentially lower the federal taxes on your Social Security benefits.
Will AI kill humans in 10 years? Ex-Google Engineer predicts 'more than 50%' chance of extinction. 'I do not save for retirement'
Former Google engineer Nate Soares believes there is more than a 50% chance that AI could wipe out humanity within the next decade. His prediction is so grim that he has stopped contributing to his retirement savings. Now leading the Machine Intelligence Research Institute, Soares has spent years studying AI safety and warns that increasingly powerful systems could eventually escape human control.
Are you among the 1 in 3 Americans who may have lost track of retirement savings? Gen Z and millennials face the risk, here’s where to find your old 401(k) before retirement
Old job, forgotten retirement money. A recent Empower survey found one in three Americans may have lost track of savings left with a past employer. Half of Gen Z and 45% of millennials say the same. Start with the US Department of Labor’s Lost and Found Database, then contact your old employer’s HR.
Meet Millie Blumka and Taylor Borenstein, two friends who invested $50,000 in a workout mat business; how they built Stakt into a growing fitness brand
Millie Blumka and Taylor Borenstein are the co-founders of Stakt. It is a fitness accessories brand, and began initially after they saw a problem with workout mats. The idea came to their minds in 2020. At that time, home workouts were a common thing due to the COVID-19 pandemic. They invested a combined $50,000 of personal savings and ran the company alongside their jobs.
Meet Casey Ferrand McGee, former reporter who spent five hours a week on a side hustle that nearly matched her $60,000 salary; how she built a business after 14 years in TV news
Casey Ferrand McGee is the founder of CFM Media. It is a media coaching, public relations and communications consultancy based in New Orleans, Louisiana. She used to work as television news reporter for 14 years. She had covered hurricanes, tornadoes, gun violence, police protests and other issues during her working days.
In 2023, Harry Kane signed a lifetime Skechers boot deal; 3 years later, how Bayern Munich and England star's royalty-based arrangement is reshaping athlete endorsements
In August 2023, he signed a lifetime deal with Skechers. The company was preparing to enter the football market and was looking for a striker like Kane. They needed a person like him to establish credibility for its new product line. This gave him an opportunity to benefit financially as the brand's football business grows.
Leaving Microsoft with a buyout? US employees have 3 main 401(k) options; what happens if they make one mistake that could trigger taxes?
The technology giant announced a new, time-limited Voluntary Exit offer for eligible employees in participation teams in the US, UK, Canada and India. It covers employees at level 70 and below, with eligibility depending on the employee's organisation and team. Microsoft said the offer provides financial support and career-planning resources to employees considering leaving the company.
Arizona households to get automatic electricity bill discounts in November? Who will benefit and what you need to know
The Arizona Corporation Commission (ACC), the state's utility regulator, unanimously approved the bill credit in October 2026. The relief is a one-time adjustment, not a permanent reduction in electricity rates. The average residential customer could save approximately $14.70 on their November bill, according to ACC. APS estimates savings of about $14 for a typical household consuming around 1,050 kilowatt-hours (kWh) of electricity per month.
Forgotten 401(k) Money: Did your old employer move your 401(k) without asking? Why 68% of these IRAs lose value in year one
Millions of Americans may have retirement money sitting in old 401(k) accounts without realising it. A new PensionBee study found that many automatic rollover IRAs lose value because low returns cannot cover account fees. Workers who changed jobs years ago may want to check whether their forgotten savings are quietly shrinking.
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