ANSWER SHEETS
CBSE Marks Bifurcation 2027: Class 10, 12 students, check how marks will be divided between theory papers, practicals and internal assessments
The Central Board of Secondary Education (CBSE) has released the subject-wise marks bifurcation for Class 10 and Class 12 board examinations 2027 for the 2026-27 academic session. The notification details how marks will be divided between theory papers, practical examinations, project work and internal assessments across different subjects. Students can check the CBSE marks distribution PDF to understand subject-wise weightage, theory exam duration and practical assessment requirements ahead of the board examinations.
Diwali investment picks 2026: 10 fund managers reveal promising opportunities and risks to watch
This Diwali, investment experts advise a strategic approach focused on asset allocation rather than luring high-growth stocks. Sectors like banking, financial services, and premium goods present promising opportunities. While gold should only occupy a small fraction of a diversified portfolio for risk management, short-duration debt funds gain favour as interest rates shift. Maintaining discipline and patience is essential for long-term investment success.
A Rs. 48 crore profit on paper, a Rs. 231 crore loss in reality: How a debt ‘turnaround’ can be an accounting illusion
A company struggling with losses suddenly reports a profit. Its financial position appears to improve, raising hopes of a turnaround. But what if the improvement has little to do with its actual business performance? And this is when companies face questions from auditors and regulators over financial figures that present a different picture from the underlying reality.
ET Wealth Expo: In uncertain markets, investors can control only consistency and quality of their inputs, says Swarup Mohanty, Mirae Asset MF
Swarup Mohanty of Mirae Asset urged investors to focus on the consistency and quality of their investment decisions rather than market movements. At the ET Wealth Expo, he stressed that financial goals should drive asset allocation, cautioned against chasing past returns and highlighted the importance of buying good businesses at reasonable valuations.
Buffett on gold: It does not lose because the pessimists are wrong. It loses for a reason almost nobody mentions
The number of shares Berkshire Hathaway held in American Express did not change for eight years. Yet, its ownership of the company rose from 12.6% to 17.9%, purely because American Express kept buying back its own shares. Fewer shares existed, so the same number of shares owned more of the company. Buffett draws the general rule from it in one short line: When earnings increase and shares outstanding decrease, owners over time usually do well.
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of over 25%, according to analysts
At this juncture, what companies say about their Q2 results, and their outlook for Q3 and Q4, matters a great deal – but only to a certain extent. A company can plan only for what is in its control. No management can predict what the US President will decide, or which way the trouble in the Gulf will turn next.
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AI narrative needs to change for India: K Balasubramanian, CEO, Citibank India
Long-term capital-gains tax is a big factor on the equity side. On direct investment, the trade agreements are going to be a big positive. Trade agreements create potentially important UK-India and EU-India corridors. We have been doing a lot of work identifying companies that could benefit and engage with clients. For Citi, that opportunity can flow through services and markets and potentially through investment-banking transactions as multinational companies raise capital in India, says K Balasubramanian, CEO, Citibank India.

Power to empower must include the power to stay well
“The true value of power lies in its purpose,” the Prime Minister told the Bloomberg New Economy Forum in October. India’s next lever of power is the health of its people, and the digital infrastructure behind CoWIN can now help keep a billion Indians well.

AI Bootcamp for Students - Winter Cohort by Times of India: From Asking AI Questions to Building With It
The AI Winter Camp is an immersive five-week experience tailored for students in Classes 5 to 12 that focuses on the exploration and creation of AI technologies. Each week is dedicated to distinct AI themes-from grasping the basics to presenting innovative projects. Emphasizing hands-on learning, participants will build websites, develop apps, and create digital portfolios, equipping them with essential skills for future technological innovation and creativity.

PMS Talk: How Rs 50 lakh invested in Karma Capital in 2006 grew to Rs 5.4 crore
In this edition of ETMarkets PMS Talk, the co-founders discuss the lessons from their 20-year investment journey, how they identify companies before their growth stories become market favourites, and why valuation discipline, management quality and capital protection matter as much as returns. They also share their outlook on India's healthcare and auto component sectors, and explain what investors should evaluate beyond CAGR when choosing a PMS.

A turbulent year at HDFC Bank: Controversies that kept India’s biggest private lender in the headlines
HDFC Bank has faced a turbulent year marked by governance concerns, its former chairman’s abrupt exit, scrutiny of Dubai operations, post-merger profitability challenges and CEO Sashidhar Jagdishan’s departure. A fresh probe into alleged leaks of confidential information adds to the challenges awaiting incoming chief executive Anup Bagchi as the bank seeks to restore investor confidence.

These mid-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of over 25%, according to analysts
The last few weeks have made one thing clear. Oil prices, US bond yields, corporate earnings, and the state of the world – all point the same way. So, the market is more likely to stay in this jumpy and uncertain mood for quite some time. But then there is something called history, and it provides some interesting lessons.

ET Prime Special Series: Multibagger or IBC - Part 81: Momentum in numbers will decide fate of this auto ancillary's stock
A few years back, the important question for this auto ancillary supplier was whether its investments and customer programmes would begin producing enough revenue. Today, the numbers look very different. Annual income has jumped, exports have risen, and a large overseas-linked order has helped deliver a record quarter. How much of the improvement is repeatable, and how much reflects an unusual opportunity?

Opening night in the NBA provided some hints of what may be to come this season
NBA opening night featured the Philadelphia 76ers beating the New York Knicks with impressive ball distribution. The Detroit Pistons turned their game around to defeat the Boston Celtics after trailing significantly. Oklahoma City Thunder effectively challenged San Antonio Spurs, limiting Victor Wembanyama's performance in the process. Shai Gilgeous-Alexander led the Thunder with a notable performance. This season opener showcased competitive teams aiming for success in the regular season.

Company townhall and results can tell 2 different tales; here's what to check if you are worried about your next hike or promotion
Keep manager’s reassurance and employer’s financials apart, says Devashish Chakravarty. Every three months, listed companies must disclose important events to the stock exchange and most of them explain their numbers to analysts. Long before you find an email from your HR, the company has already announced its hiring freeze or restructuring plans in its earnings call.

Wealth creation lessons from Charlie Munger: His ‘get rich slow’ system is a golden formula to achieve financial freedom
Charlie Munger believed that building wealth takes time, patience and disciplined financial decisions. His ‘get rich slow’ philosophy warned against chasing quick profits and encouraged investors to focus on saving consistently, choosing quality investments and allowing wealth to grow over the long term. Here are the key lessons from his approach to wealth creation and financial freedom.

NFO Insight: Carnelian Small Cap Fund opens for subscription with Rs 5,000 crore size cap. Can it deliver alpha?
Carnelian Mutual Fund has launched its new Carnelian Small Cap Fund, now available for investors. Targeting a size cap of Rs 5,000 crore, this fund seeks to preserve investment flexibility while focusing on small-cap stocks with strong growth potential at fair prices. It employs an in-depth research strategy to uncover viable businesses and attractively valued opportunities.

Smallcaps have surged 2.3x since April 2023. Why Vikas Khemani still sees India’s next multibaggers here
Smallcaps have surged 2.3 times since April 2023, but Carnelian Capital Founder Vikas Khemani believes the segment still offers India’s next multibaggers. Despite elevated valuations, stronger earnings growth, greater domestic exposure, and a wider pool of high-growth businesses could create opportunities for investors who focus on stock selection and management quality.

Rs 1 lakh crore is chasing small & midcaps, but largecaps have the valuation. Where are India’s next multibaggers hiding?
This year, over Rs 1 lakh crore has been funneled into small and midcap funds, reflecting a surge in investor enthusiasm. While smallcaps have recently taken the lead over largecaps, the latter are drawing attention due to attractive valuations. As growth expectations for largecaps are evening out, it indicates a possible shift in investment returns.

In a world no one forecast, own a business that outlives presidential social posts: 6 large-cap stocks with upside potential of up to 29%
For quite some time now, it has become increasingly hard to make sense of what is happening in the world. The old understanding of what is sensible and nonsensical has vanished, and things once kept hidden in the darkest corners are now done openly by those in charge of the most powerful places on earth. So, for the next two-and-a half years, until this phase of global politics runs its course, we will continue to see the kind of surprises that no business can plan for.

World Mental Health Day: How can entrepreneurs deal with stress?
Entrepreneurial stress carries constant uncertainty. A founder often has nobody above them to make the final call, and no way of knowing whether the next month brings a term sheet or a shutdown.

What businesses should look for in a logistics partner during the festive rush
During the festive season, every delivery is a brand promise in motion, and the businesses that recognise that early are usually the ones customers return to long after the celebrations are over.

ET Alpha Wealth Summit 2.0: AI can analyse portfolios, but investor behaviour drives returns, says Ravi Dharamshi
The rise of artificial intelligence is transforming how we analyze data and derive investment insights, yet human judgment plays an irreplaceable role in decision-making processes. Experts caution that merely processing data doesn’t assure favorable investment results. Investors should evaluate which insights resonate with their financial goals and risk levels. Financial advisors must embrace technology while safeguarding skills in communication and accountability, particularly during market fluctuations.

ET Alpha Wealth Summit 2.0: REITs can diversify portfolios, but total returns matter, says Ramesh Nair
Ramesh Nair, MD and CEO of Mindspace REIT, explains how investors should approach REITs as part of a diversified portfolio. He discusses the importance of looking beyond distribution yields and assessing total returns, occupancy, growth prospects, balance-sheet strength and interest-rate risks. Nair also weighs the impact of AI on office demand and outlines the potential for India’s REIT market to expand.

Warren Buffett calls out the worst accounting trick in corporate America, and the analysts who help it along
Every loan that Warren Buffett’s home business makes, it keeps. When the borrower stops paying, the loss is borne by his company rather than somebody who bought the paper years ago. Buffett contrasts that with how the last housing crisis was built, and then applies the same test to accounting, to executive pay, and to the numbers analysts repeat without checking. One question runs through all of it, and almost no annual report answers it.

NFO Insight: Aditya Birla Sun Life Financial Services Sectoral Debt Fund opens for subscription. Is it the right time to invest?
Aditya Birla Sun Life Mutual Fund has launched a sectoral debt fund focused on financial services, with relatively high interest rate risk and moderate credit risk. Experts say investors should weigh the fund’s sector concentration and limited track record against potential benefits from attractive yields, while considering diversified debt options for core allocations.

ET Prime Special Series: Multibagger or Bankruptcy? Part 79: 5 years changed the size of this auto supplier. Will it pass the quality test?
The most striking number in this story is not a margin or a market-share target. It is a measure of scale. Revenue in the latest quarter was almost the same as full-year sales in FY21 and higher than the entire FY20 top line. It also argues that its current heavy-vehicle exposure is not under an immediate EV threat. For investors, the story is shifting from whether the company can grow to whether the additional capital can generate better returns.

The Comeback of the Physical Store—and What It Means for Your Business
Brick-and-mortar retail is not declining but evolving, as stores take on new roles as logistics hubs, experiential destinations, and powerful drivers of demand and brand equity. Rising digital acquisition costs and operational challenges are pushing companies to integrate physical and online channels, using stores to improve fulfillment, customer engagement, and marketing effectiveness. The broader lesson for leaders: assets once viewed as liabilities can become competitive advantages when their role is reimagined and aligned with changing economics and customer behavior.

PwC’s new India consulting JV signals bigger global role for India
PwC is putting India at the centre of its global consulting strategy by combining its India consulting business with the US firm’s India advisory operations into a nearly 40,000-person joint venture. Executives said the move is aimed at routing more global consulting work through India, expanding work with GCCs and giving Indian clients greater access to PwC’s global capabilities, rather than simply cutting costs.
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