VEHICLE COLLATERAL
Manipur Shutdown: State govt addresses minor deaths, security concerns
Manipur's Home Minister condemned a five-day shutdown protesting the deaths of two minors, highlighting its disruption to essential services. The government offered jobs to the bereaved family and promised justice, while also addressing demands from civil society groups and assuring enhanced security measures.
US-Iran war Day 40: Iran closes Strait of Hormuz again in response to Israeli attacks in Lebanon
US Israel Iran Ceasefire Latest News: A fragile two-week ceasefire between Iran and Israel, brokered by the US and Pakistan, has taken hold after a diplomatic breakthrough. Despite the truce, strikes persist across the region, highlighting the conflict's volatility. Iran has unveiled a 10-point plan for ending the war, with US-Iran talks scheduled in Islamabad.
Why film financiers remain boxed in and what CineNow's Rs 1,350-crore Film-Tech model is trying to change
Film financing in India continues to remain structurally challenging, with film financiers entering projects at the earliest and riskiest stages while returns are realised much later and with significant uncertainty. Industry observers note that film financing looks more attractive on paper than in practice and in recent times the underlying risk-reward imbalance for financiers has only intensified.
Give credit where it’s due: Why India’s private debt market shares none of the structural problems driving current US stress
Indian private credit is not facing the same issues as the US. US private credit stress stems from fund architecture, not bad loans. India's market uses closed-end funds with fixed tenures, avoiding maturity mismatches. Investor participation is limited to institutions and high-net-worth individuals. Financing focuses on real economic growth, not tech sector leverage. This offers global investors a stable alternative.
Ex-Goldman CEO recalls facing the Congressional firing squad after the Global Financial Crisis
Goldman Sachs navigated intense scrutiny following the financial crisis. The firm faced accusations about its involvement in the AIG bailout and the creation of the ABACUS mortgage product. Executives testified before congressional committees. Despite facing public and media pressure, Goldman Sachs maintained its position as an intermediary in financial transactions. The firm's profitability returned in early 2009.
Repaid your car loan but unable to sell? Your vehicle may still be marked as hypothecated to the bank; you need to do this now
Paying your final car loan EMI doesn't automatically make the vehicle legally yours. Hypothecation, where the bank's name appears on your registration certificate, remains until you formally remove it. You must obtain a No Objection Certificate (NOC) and Form 35 from the lender and submit them to the RTO to transfer full ownership.
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US Stocks: Debt investors offloading exposure to software stocks is latest sign of pain
Investors are offloading software loans in debt vehicles at a discount, in the latest sign of pain in the software industry, which is being upended by AI.
Afghanistan says 400 killed in Pakistan air strike on Kabul hospital, Pakistan rejects claim
Afghanistan has accused Pakistan of carrying out an airstrike on a drug rehabilitation hospital in Kabul, claiming at least 400 people were killed and 250 injured in a major escalation of their conflict. Pakistan denied the आरोप, saying it targeted militant infrastructure and ensured no civilian sites were hit.
Banks urged to devise low-interest loans for retail, MSME clients
Banks will discuss internally how such schemes can be designed with a uniform loan application and other credit appraisal metrics. The retail loans will cover all consumer loans, including housing loans, subject to prudent lending guidelines, said an official.
ET Prime Special: How companies manipulate their balance sheet and take investors – and even banks – for a ride
Brands, software, development costs, and licences exist only as numbers on a page, and their valuation rests entirely on management’s assumptions. Accounting standards permit their recognition – but the conditions involve interpretation, and interpretation is precisely where manipulation hides.
Did Iran deploy Kamikaze Drones against Arab nations? How they work and why they are deadly
Today, the United States and Israel launched a joint military strike on Iran in an operation the Pentagon is calling "Operation Epic Fury" and Israel is calling "Operation Roaring Lion." Strikes have hit Tehran, Isfahan, Qom, Karaj, and Kermanshah. President Trump announced "major combat operations," stating the objective is to destroy Iran's missile and military capabilities, prevent nuclear weapons, and topple the Iranian regime. Over 70% of recent battlefield equipment losses involve drones and loitering munitions. The kamikaze drone is now a core modern warfare tool. It is a single-use UAV. It finds a target. Then it crashes and explodes. Costs start near $10,000. Cruise missiles cost over $1 million. This follows the Twelve-Day War of June 2025, in which Israel and the US struck Iranian nuclear sites. That earlier war saw Iran fire over 550 ballistic missiles and over 1,000 suicide/kamikaze drones at Israel.
Rs 30,000 salary, Rs 40 lakh debt? Why Gen Z is slipping into a dangerous borrowing trap, plus 7 red flags to watch
Young Indians, particularly Gen Z, are facing a growing debt crisis. Easy digital loans and lifestyle demands are pushing them into significant debt. Many struggle to repay, leading to harassment and financial ruin. Experts highlight the need for responsible borrowing and financial literacy to navigate these challenges and avoid a widespread crisis.
Building the missing middle: Sanjay Enishetty wants to build the institutional infrastructure for India’s SMEs
After careers in venture capital and leading operations at Naturals Salons, Sanjay Enishetty turned his attention to what he believes is India’s most overlooked economic segment, mid-sized enterprises stuck between survival and institutional scale.
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%
As nothing can be ruled out on the street, investors should be prepared for anything. Now, what is the probability that the bears will be chased out of the market in the next couple of weeks? Traditionally, liquidity is tight in March on the account of the financial year ending. A lot of money is taken out as the advance tax payment date approaches. And given that the mood is already sour due to the performance of IT stocks, the possibility is that the volatility quotient may remain high. But we should also take into consideration the fact that we have been in a bear market for more than a year – and every year is not the same.
Is the clean-up behind them? Time to look at smaller NBFCs without bias? 6 NBFC stocks with an upside potential of up to 30%
When a sector has too many weak players they eventually get weeded out. Either by market forces or by a regulatory clean-up. For instance, this happened in the power and construction sectors. After a major crisis hit the NBFC sector some eight years back, the RBI stepped in to undertake a clean-up. The clean-up, however, has been a gradual process for this sector. So, have we reached a stage where we can forget about past scandals and look at companies in the sector once again?
What RBI's collateral revamp means for brokers & market intermediaries; stability beats short-term thrills: Feroze Azeez
India's capital markets are shifting towards long-term investing with new RBI norms from April 2026. Brokers face stricter collateral rules, including 100% backing for bank loans and a 25% cash reserve for margin trading. These measures aim to reduce speculation and enhance market stability, contrasting with more leveraged global markets.
Rafale, SCALP get DAC nod; Meteor missile next? How India is planning to make 'Op Sindoor hero' a mighty fighter
The Defence Acquisition Council is set to review significant procurement proposals, including the acquisition of 114 Rafale combat aircraft and SCALP cruise missiles from France. The meeting will also consider P-8I maritime surveillance aircraft from the US and missiles for the Sudarshan S-400 air defence system, alongside indigenous anti-tank mines and armoured vehicle upgrades.
MSMEs must power growth from India’s villages, not just its metros: Jitan Ram Manjhi
The Union MSME Minister says bridging regional imbalances is key to realising India’s economic potential.
ET Prime Special: What the RBI does and how it does it, and what it means for the stock market
In the vast and complex machinery of a modern economy, the central bank acts as the master conductor, ensuring all parts move in harmony to achieve the objectives of price stability, economic growth, and financial system stability. While most citizens interact with commercial banks for their daily banking needs, it is the central bank, the Reserve Bank of India (RBI) in India’s case, that operates behind the scenes, wielding powerful tools to manage inflation, stabilise the rupee, ensure adequate credit flow, and foster sustainable economic growth.
Paid your car loan but struggling with NOC and hypothecation removal by RTO? You can now do it online on parivahan portal
Vehicle owners can now easily remove the hypothecation clause from their Registration Certificate online after repaying car loans. This process, known as hypothecation termination, is essential for clear ownership.
Indo-US trade deal restores India’s tariff edge, reshapes China calculus
The Indo-US trade deal gives India a clear tariff edge over China, eases pressure on MSME exports, boosts defence and energy ties, and strengthens supply-chain and tech partnerships amid global realignments.
How to register a motor insurance claim
Take the vehicle to the garage for repairs as soon as the accident happens. All bills issued by the garage need to be submitted to the insurance company. Once a claim is made, no-claim bonus applicable on the policy will not be available for the next renewal.
Commercial EV makers losing business as lenders deny loans worried over resale value
They nurse concerns over aspects such as the value of vehicles and their batteries after a few years and their overall performance,” Bengaluru-based Omega Seiki Mobility managing director Deb Mukherji said.
Why a GST cut in autos alone may not stimulate sustainable growth
In the current situation, wholesale volumes have shrunk due to inventory correction at the dealer end.
Eight alternative ways of getting funds quickly
Are asset-backed loans better than personal loans in an emergency? ET tells you what your options are for raising money at short notice.
Lehman verdict will decide future of securitisation
A US court verdict of a case shortly, which may largely determine the future of securitisation globally, will be closely watched by markets worldwide, including in India.
CRISIL upgrades PTC's rating from AA(so) to AA+(so) of Tata Motors
CRISIL has upgraded, to AA+(so) from AA(so), its rating on the Series A3 and A4 pass through certificates issued by BHPC Auto Securitisation Trust July 2006 under the securitisation transaction of Tata Motors Ltd.
CRISIL upgrades ratings on Tata Motors securitisation deal
CRISIL has upgraded to ‘AA+(so)’ from ‘AA(so)’, its rating on Series A3 and A4 pass through certificates (PTCs) issued by BHPC Auto Securitisation Trust July 2006 .
CV loan pool now in downgrade list
Higher-than-expected delinquencies have led to the downgrade of another securitised pool of commercial vehicle loans.
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