RETIREMENT GOALS

PPF, SCSS and NSC have outperformed equity in last 2 years, but should you write off equities?

Small savings schemes vs Nifty indices: While equities have shown muted returns recently, small savings schemes have offered stable returns of up to 8.2%. Despite short-term volatility in indices like Nifty 100 and Nifty Midcap 150, small savings schemes provide a reliable option for conservative investors. Equities, however, offer superior long-term wealth creation potential for those with a higher risk tolerance and a longer investment horizon.

7 retirement planning tips for regular income and long-term financial security

Life Advice of the Day by Andre Agassi: “There’s a lot of good waiting for… — a longtime trainer once told the tennis champ, offering inspiring life lessons on confidence, overcoming challenges, hard work, and why growth happens outside your comfort zone

Andre Agassi’s life advice, “Get yourself tired,” reflects a powerful mindset about effort, discipline, and pushing beyond personal limits. It suggests that real growth often happens when a person continues working even after reaching the point of exhaustion. According to his longtime trainer, “There is a lot of good waiting for you on the other side of tired. That’s where you get to know yourself.” The idea emphasizes that beyond fatigue lies deeper strength, resilience, and self-discovery. It reminds us that consistent effort, even in discomfort, is often where true improvement and personal understanding begin.

World cup games today: Who are playing on Day 1? Kick off time, team-wise match schedule

World cup today matches: FIFA World Cup 2026 is kicking off on Thursday.

Women's T20 WC 2026: Bigger, more open and mirrors the game's transformation

The ICC T20 Women's World Cup kicks off in Birmingham. India, England, and South Africa are poised to challenge Australia's strong record. This tournament is the most open yet, featuring 12 teams. Exciting young talent is emerging across all participating nations. India aims to hold both 50-over and T20 World Cups simultaneously. Underdogs could surprise.

Human kindness of the day from America: At 85, theatre worker woman finally retires after 45 years, gets $146K from strangers

An 85-year-old movie theatre worker in Tennessee received a life-changing surprise after a customer shared a video of her working. Moved by her dedication, 21-year-old Brooklyn Green launched a GoFundMe campaign to help Mary Ellen Eron retire. The fundraiser quickly went viral, attracting more than 7,500 donors and raising $146,317 in just a few days. Overwhelmed by the support, Eron thanked the thousands of strangers who contributed.

Kindness act of the day from USA: He spent decades serving others but was left struggling with pain in old age. Then strangers changed his life

A U.S. Navy veteran who continued working at a California airport despite severe chronic pain has received an overwhelming show of support from strangers after a viral TikTok video highlighted his struggle. James Blair, who has spent decades in physically demanding jobs while also helping care for his elderly mother, inspired thousands of people to donate more than $135,000 toward his medical expenses and living costs.

Worried about future of your child with special needs? How making a trust can help your child when you are not around

For parents of children with special needs, a special needs trust offers a vital long-term plan for their child's care and financial security after they are gone. This trust ensures funds are managed by trustees for medical treatment, housing, education, and daily expenses, providing a structured support system beyond simple wealth transfer.

AMFI Data: Mutual fund SIP inflows slip 1% to Rs 30,954 crore in May

May SIP Data: The monthly inflows remained above the Rs 30,000 crore mark for the third consecutive month. On yearly basis, the SIP inflows went up 16% from Rs 26,688 crore in May 2025. Overall, equity mutual fund inflows declined 40% month-on-month to Rs 22,907 crore in May from Rs 38,440 crore in April. However, on a year-on-year basis, inflows rose 20% from Rs 19,013 crore recorded in May 2025.

Rs 1.50 lakh/month income from Rs 1.5 crore corpus? Easy retirement strategies explained

Retiring with Rs 1.5 cr can provide a monthly income, but the amount depends on risk appetite and investment returns. Experts suggest withdrawal rates between 4.5% and 6.5% annually, with potential monthly incomes ranging from Rs 70,000 to Rs 1.2 lakh. A bucket strategy is recommended for managing immediate needs and long-term growth.

African proverb of the day: 'An old man marrying a young lady is like buying a book...' Life lessons by Nubian proverb on marriage, love, relationships, age gap, life journey, commitment, and why one should tie knot after due consideration

African proverb of the day highlights the challenges that can arise when people at very different stages of life enter a marriage. This Nubian proverb uses a simple comparison to explain age gaps, commitment, relationships, compatibility, and long-term expectations. It encourages people to think carefully before marriage and reminds them that shared goals, understanding, and timing often play an important role in building lasting relationships.

Retired with 100 stocks and Rs 60,000 SIPs? Expert explains how to simplify your portfolio and plan withdrawals

Retirees face a new challenge: managing wealth after decades of building it. Experts advise simplifying complex portfolios, especially those with many stocks. The focus moves to generating income and ensuring long-term financial security through strategic adjustments to investments and withdrawal plans.

Life Advice of the Day by Founding Father and the 3rd president of the United States Thomas Jefferson: 'I find that the harder I work...' – A true Renaissance man's powerful reminder about hard work

Life Advice of the Day : Thomas Jefferson's quote, "I find that the harder I work, the more luck I seem to have," highlights that success is often the result of consistent effort and preparation, not just chance. His life exemplified this, demonstrating that dedication to learning and relentless work build the foundation for seizing opportunities.

Are you saving enough money? Experts point to 3 golden rules of savings to achieve your financial targets

Saving money requires more than setting aside leftover income; it needs a structured plan to stay effective amid rising costs and financial pressures. Experts recommend building an emergency fund first, followed by long-term savings targets that increase with age, while also keeping in mind that individual situations vary. The biggest challenge for most people is controlling daily spending, where small unnecessary expenses can quietly reduce overall savings.

Why Rs 1 crore term insurance cover in 2026 may not be enough for many families

Families need more than ₹1 crore in term insurance. Rising expenses and loans mean a higher cover is essential. Experts suggest ₹1.5 crore or more. Buying early offers lower premiums and secures coverage. Policies can be increased later to match growing responsibilities. This ensures financial security for loved ones.

'Income Rs 1.7 lakh per month, savings just Rs 2,250': Couple say they are living paycheck to paycheck, mentally exhausted

A young Indian couple earning a combined ₹1.7 lakh monthly faces financial strain. High loan EMIs, including a ₹70,000 personal loan, leave them with minimal savings. Essential expenses and personal spending further deplete their income. This situation highlights the financial pressures on India's middle class, impacting their ability to save and plan for the future.

Tennessee woman raises $150,000 for 85-year-old theater worker she had never met, says 'didn't even know her name, just decided...'

An 85-year-old movie theater worker in Tennessee received a massive outpouring of support. A viral video of her working a demanding shift inspired thousands to donate nearly $150,000. The fundraiser aimed to help her retire comfortably. The employee expressed deep gratitude for the unexpected generosity. Her decision to retire remains her own.

Argentina seeks a glorious end to the Messi era with another World Cup title

Argentina, seeking back-to-back World Cup titles, faces fitness concerns for key players, including Lionel Messi, ahead of the 2026 tournament. Messi, nearing retirement from international soccer, aims to cap his career with another championship, a feat not achieved since Brazil in 1962.

Wealth wisdom of the day: ‘It's not how much money you make, but...’ – ‘Rich Dad Poor Dad’ fame Robert Kiyosaki on assets that work for you

Wealth wisdom of the day: Working for money is not the key to wealth; it should be the other way around, is what Robert Kiyosaki suggests - “The poor and the middle class work for money. The rich have money work for them.” But there’s something even more important than making more money – how much you keep.

FIFA World Cup Group B: Canada eye historic high

Canada, Switzerland, Qatar, and Bosnia & Herzegovina have participated in the World Cup. Canada and Qatar have reached the group stage. Switzerland has made it to the quarterfinals multiple times. Bosnia & Herzegovina also reached the group stage in their previous appearance. These teams are preparing for future tournaments.

Planning early retirement at 50 with a Rs 12.5 crore corpus? Expert explains how to generate Rs 2 lakh monthly income

An investor planning early retirement at 50 with a Rs 12.5 crore corpus seeks expert advice on generating Rs 2 lakh monthly income. The expert outlines a goal-based framework, recommending a balanced 60% equity and 40% debt allocation for retirement and a more growth-oriented mix for long-term wealth creation

Psychology says older adults who protect a steady leisure rhythm after retirement don't simply like routine, they often use structure to support well-being when work no longer organizes the day

Retirement often brings a loss of daily structure, but psychologists find that retirees who maintain organized activity cycles adapt better to post-working life. This regularity fosters a sense of continuity, control, and purpose, replacing the structure previously provided by work. Structured leisure and predictable sleep patterns are linked to improved well-being and happiness in older adults.

Nearing retirement and invested mostly in FDs? Expert shares diversification roadmap

As retirement nears, investors question diversifying beyond fixed deposits into equities. Experts advise it's never too late to adjust strategies, emphasizing diversification balances capital preservation with inflation-beating growth potential. An ideal asset allocation depends on individual goals and risk tolerance.