PAISABAZAAR
Lowest home loan interest rates in 2026: PSU banks vs private banks; check lists
home loan interest rates: The RBI's decision to maintain the repo rate at 5.25% has left borrowers questioning the impact on home loan interest rates and EMIs. While floating rate loans are directly influenced, fixed-rate loans remain unchanged. The article provides a comparative list of the lowest home loan interest rates offered by public and private banks for loans exceeding Rs 75 lakh.
Fintechs leverage AI to boost creditworthiness and reduce rejections
Fintech startups are leveraging AI to help borrowers improve their creditworthiness and reduce loan application rejections. Companies like BankSathi, GoodScore, and Credgenics are offering AI-led advisory services, addressing a significant demand, especially from smaller cities. While AI automates much of the process, manual intervention remains crucial for resolving defaults with lenders.
Can AI fix your credit score? Krutrim shuts down assistant Kruti
Happy Thursday! Fintechs are building AI solutions to help boost the creditworthiness of borrowers. This and more in today’s ETtech Morning Dispatch.
FD rate up to 8.05% for senior citizens investing for five years; Know list of banks
Senior citizens can now secure fixed deposit interest rates as high as 8.05 percent for a five-year term. Several banks are offering this attractive rate. Tax deducted at source applies if FD interest exceeds one lakh rupees annually. However, eligible senior citizens can submit Form 15H to avoid TDS deductions. This offers a significant opportunity for enhanced returns on savings.
Will dream run for home loan borrowers end soon despite RBI maintaining status quo on repo rate?
The Reserve Bank of India has kept the repo rate steady at 5.25%. Home loan borrowers may see temporary relief. However, rising inflation, driven by global events, suggests a potential repo rate increase in upcoming meetings. This could lead to higher home loan interest rates. Strategies like prepayment and refinancing can help manage future loan costs.
Will FD investors see higher interest rates in coming months despite RBI holding repo rate?
Retaining repo rates in succession was a relief for many FD investors who have been depositing for low maturity amounts for some time after many banks and small finance banks cut deposit rates following the RBI’s 125 bps repo rate cut last year (2025). However, traditional banks and small finance banks are less likely to increase FD rates in the near future, but the possibility of a rate is quite a possibility given many indicators suggesting so.
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Senior citizen 3-year FD interest rates up to 8%: FD rates ready reckoner April 2026 for PSU, private and small finance banks
Senior citizens can secure attractive fixed deposit rates for a three-year tenure, with small finance banks leading the pack by offering up to 8%. Public sector banks provide rates up to 6.8%, while private sector banks offer competitive options reaching 7.75%. These rates present a valuable opportunity for elderly investors seeking steady returns.
RBI floating rate bond at 8.05%: Has the rate changed or is it still one of the best fixed income picks?
The Reserve Bank of India's floating rate bond will continue to offer 8.05 percent interest. This comes as the Finance Ministry decided to keep the National Savings Certificate rate unchanged at 7.7 percent for the first quarter of the fiscal year 2026-27. This bond offers a sovereign guarantee and a 7-year maturity, making it a secure investment.
Highest FD rates for Senior citizens: Compare best interest rates from PSU, private and small finance banks
Amidst global uncertainties, fixed deposits offer stable returns. Small finance banks lead with rates up to 8.50%, while private banks like SBM Bank India offer 8.35%. Public sector banks provide competitive rates, with Punjab & Sind Bank at 7.25% for specific tenures.
Lowest home loan interest rates: SBI vs HDFC Bank vs ICICI Bank vs Canara Bank; which bank offers lowest EMI; top bank rates compared
Securing the lowest home loan interest rate is crucial for significant long-term savings, with rates influenced by credit score, LTV, and income. Public and private sector banks offer varying rates on loans above Rs 75 lakhs. Tax benefits include deductions on interest and principal repayment.
FD rates up to 7.9% for senior citizens investing for five years; Check list of banks
Senior citizens can secure attractive fixed deposit rates, with some banks offering up to 7.9% for a five-year tenure on deposits up to Rs 3 crore. While banks deduct TDS on interest exceeding Rs 1 lakh, eligible individuals can submit Form 15H to avoid this deduction if their total tax liability is zero.
Highest special FD interest rates from PSU banks: Deadline to invest in this bank’s 6.95% rate FD is nearing
Amid market volatility, risk-averse investors are exploring special fixed deposits offering higher interest rates. Punjab & Sind Bank leads PSU banks with a 6.75% rate for a 666-day FD for general citizens, while senior citizens can earn up to 7.25%. IDBI Bank's Utsav FD, with a March 31, 2026 deadline, offers competitive rates for both.
PB Fintech: Goldman Sachs, Tata Mutual Fund buy stake in Rs 695 crore block deal
PB Fintech shares witnessed block deals worth Rs 695 crore, with Goldman Sachs, mutual funds, and foreign investors acquiring shares from Tencent Cloud Europe, signaling sustained institutional interest in the company.
Lessons from equity market crash: Why FD investors are having the last laugh after market falls
Equity investors have faced losses since September 2024, with major indices declining. In contrast, fixed deposit investors are benefiting from steady growth, with some banks offering attractive interest rates. This period highlights the importance of capital protection and diversification in investment strategies.
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%
With the IT sector continuing to be the pain point for the market, it is essential to differentiate between what is leading to the fall in the market and what is causing volatility. Even on Monday, when the market was in the green, IT stocks were dragging down the indices. Also, in the next close to six weeks, there are many factors other than fundamentals that are going to drive stock prices. Tightened liquidity conditions for one and, of course, global developments that are still to play out in the currency and commodity markets.
Rs 30,000 salary, Rs 40 lakh debt? Why Gen Z is slipping into a dangerous borrowing trap, plus 7 red flags to watch
Young Indians, particularly Gen Z, are facing a growing debt crisis. Easy digital loans and lifestyle demands are pushing them into significant debt. Many struggle to repay, leading to harassment and financial ruin. Experts highlight the need for responsible borrowing and financial literacy to navigate these challenges and avoid a widespread crisis.
FD Rates ready reckoner: Best fixed deposit interest rates from PSU, private & small finance banks in 2026
Highest FD interest rate: With FD rates declining, investors seeking fixed returns should carefully consider their options. Small finance banks currently offer the highest FD interest rates, reaching up to 7.90% per annum.
Zero platform fee, assured reward on every transaction as Paisabazaar app adds bill payment services
Paisabazaar has launched a new feature allowing users to pay credit card bills, EMIs, and mobile recharges with zero platform fees and assured rewards. The PB Wallet accumulates cashback and promotional rewards from financial products and services, usable for eligible bill payments on the platform.
FD rate up to 7.5% for senior citizens investing for ten years; Know list of banks
Senior citizens can still secure FD rates up to 7.5% for a ten-year term with select small finance banks, with a maximum investment limit of Rs 3 crore. Banks deduct TDS if FD interest exceeds Rs 1 lakh annually, but eligible senior citizens can submit Form 15H to avoid this deduction.
Paisabazaar launches corporate bonds and FDs for retail investors
Paisabazaar is expanding its platform to include investments in corporate bonds and fixed deposits, aiming to offer users a wider range of financial options. This move comes as the company navigates a slowdown in the unsecured lending market, diversifying its offerings to include fixed income instruments. The platform will partner with multiple financial institutions to service fixed deposits.
Paisabazaar appoints new CEO; cofounder Naveen Kukreja moves to PB Fintech as group president
Kukreja will continue as the non-executive director on the board of Paisabazaar, the company said in an exchange filing on Thursday. He will advise upon the future strategy of Paisabazaar while scouting for a role in the larger group, the company said.
PB Fintech appoints Santosh Agarwal as CEO of Paisabazaar, Vivek Audichya as CFO of Policybazaar
Naveen Kukreja steps down as CEO of Paisabazaar after 11 years, exploring other opportunities within the company while serving as Group President at PB Fintech. Santosh Agarwal takes over on March 1, reporting to Yashish Dahiya. Additionally, significant changes occur in CFO positions at Paisabazaar and Policybazaar, with Vivek Audichya and Neeraj Tripathi transitioning into new roles.
Paisabazaar expands into brick-and-mortar to boost secured lending
Following its sister firm Policybazaar’s playbook, digital credit marketplace Paisabazaar, a part of listed PB Fintech, is building its own offline distribution channel. Naveen Kukreja, chief executive officer of Paisabazaar, told us that the company has set up a field team of around 100 people in Delhi, Mumbai, and Bengaluru.
PB Fintech’s Paisabazaar faces IT probe over ‘certain vendors’
The company said it has provided the necessary information and “shall continue to provide any further details or information that might be required by the department in future”.
Paisabazaar looks to turn profitable in Q3, revenue touches Rs 154 crore
Paisabazaar also improved its Ebitda-to-revenue ratio slightly over 6-7% from the previous quarter. The PB Fintech subsidiary, which is also a credit score provider, is eyeing 15% Ebitda in FY25 and 20% in the next two to three fiscal years, Kukreja added.
Paisabazaar ties up with Alexa and Google Assistant
Over the next few weeks, various other products from Paisabazaar like direct plans of mutual funds, loans, credit cards etc. will also be available to customers on Alexa and Google Assistant.
Paisabazaar to disburse Bank of Baroda 5X credit cards
Along with Bank of Baroda’s 5,500 branches, 5X Rewards range of credit cards will now also be available online on Paisabazaar.com, said the company in a press release.
Paisabazaar crosses Rs 1000 crore of asset under management through its MF portfolio
Paisabazaar launched Mutual Funds on its platform in April, 2016 and has over 20 partners, which includes India’s top asset management companies, on board.
CASHe ties up with Paisabazaar for quicker loan disbursals
He said that a huge chunk of applications that Paisabazaar receives has customers with lower credit scores, through partnership with Cashe the company will be able to cater to their requirements as well.
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