LOW DURATION FUNDS
ETMarkets Smart Talk| RBI's FPI reforms could attract $50-100 billion into Indian debt over time: Vikas Garg of Invesco MF
RBI’s easing of foreign investment norms for government securities could attract substantial long-term capital inflows into India’s debt market, according to Invesco Mutual Fund. The reforms may deepen bond markets, support the rupee, improve liquidity and strengthen macroeconomic stability.
ET Alpha Wealth Summit Masterclass | Radhika Gupta reveals India's next 4 wealth creation themes & why SIFs are the investment product of the decade
Radhika Gupta, Edelweiss Mutual Fund CEO, champions Specialised Investment Funds (SIFs) as a new product category offering lower market dependence and higher alpha. She highlighted India's robust economic growth, driven by demographics, reforms, and financialisation. Gupta identified defence, energy, and premium consumption as key sectors poised for significant wealth creation over the next decade.
RBI "opens the floodgates": Dhawal Dalal on why now may be the best entry point for debt investors in two years
India is attracting foreign debt capital by removing taxes and easing borrowing rules. This move is expected to inject significant liquidity by September 30. Experts believe this will lower short-term interest rates. Target maturity funds are recommended for investors to benefit from these changes. These funds offer predictable returns by holding bonds until maturity.
Rs 1.50 lakh/month income from Rs 1.5 crore corpus? Easy retirement strategies explained
Retiring with Rs 1.5 cr can provide a monthly income, but the amount depends on risk appetite and investment returns. Experts suggest withdrawal rates between 4.5% and 6.5% annually, with potential monthly incomes ranging from Rs 70,000 to Rs 1.2 lakh. A bucket strategy is recommended for managing immediate needs and long-term growth.
Sensex down over 10K points from Dec peak. Should MF investors buy the dip, hold positions, or wait on sidelines?
The BSE Sensex has fallen over 10,000 points from its peak. Market experts suggest this presents a buying opportunity for long-term investors. Continuing Systematic Investment Plans (SIPs) is recommended to benefit from rupee cost averaging. Investors with idle cash can deploy it through staggered investments over several weeks. Diversified equity mutual funds are advised over single sector bets.
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RBI MPC Meeting 2026: Sanjay Malhotra & Co hold rates steady at 5.25% as oil shock, weak rupee & West Asia war cloud outlook
RBI Monetary Policy Meeting 2026: The Reserve Bank of India maintained the repo rate at 5.25%, balancing inflation risks from rising crude oil prices and a weakening rupee against the need to support economic growth. The decision comes amid geopolitical tensions and concerns over a below-normal monsoon, with the central bank closely monitoring future rate trajectories.
Indian VCs expand US footprint to tap AI boom early
Indian tech investors are increasingly establishing a presence in the US, particularly in the Bay Area, to tap into the booming AI sector. This strategic move aims to foster closer relationships with innovative startups and secure a competitive edge in a market dominated by AI advancements.
No Santa for exporters this Christmas: Iran war disrupts supply chains, stretches transit times to 60 days, threatens margins
Indian exporters say longer shipping routes, rising input costs, and delayed payment cycles are squeezing margins and putting pressure on delivery schedules ahead of the holiday season, even though demand remains steady.
Low volatility, better value: Why balanced advantage funds are back on investors’ radar
Wealth managers are favoring balanced advantage funds due to attractive large-cap stock valuations and high bond yields. These funds dynamically adjust equity and debt allocations, offering moderate returns with low volatility, making them suitable for first-time investors seeking stability and better returns than fixed deposits.
Fintech lenders corner 77% of India's personal loan market by volume in FY26
Fintech lenders now lead India's personal loan market by loan count. These digital NBFCs are disbursing small-ticket loans, reaching more customers in smaller cities and younger demographics. Their loan book has grown significantly, and asset quality is improving. Fintech lending is becoming a key part of India's retail credit landscape.
Why a flexible asset allocation approach beats static exposure over the next 3 years: ICICI Pru AMC’s Ihab Dalwai
Indian markets are trading high. Relying on one asset class is risky. A flexible asset allocation strategy is recommended for the next three years. This approach will shift capital between equities, debt, and commodities. The goal is to achieve better risk-adjusted returns. This dynamic strategy adapts to market conditions for smoother outcomes.
Best short duration mutual funds to invest in May 2026
Short duration mutual funds invest in instruments with maturities between one and three years, offering a balance between risk and return. These funds are suitable for investors seeking debt schemes with moderate volatility for short-term goals. HDFC Short Term Debt Fund, ICICI Prudential Short Term Fund, and Axis Short Term Fund are recommended for May 2026.
Best medium to long duration funds to invest in May 2026
Medium to long duration debt funds carry significant risk. They are sensitive to interest rate hikes, potentially causing investor losses. Advisors often steer conservative investors towards safer, short-term debt funds. However, those with a higher risk appetite and a long investment horizon can consider these funds with expert guidance. The article lists recommended funds for May 2026.
Rising yields put pressure on gilt funds, experts recommend tactical approach
Gilt funds invest in government securities. These funds are sensitive to interest rate changes. Rising yields have recently led to weak returns for gilt funds. Investors should consider gilt funds when bond yields are high. These funds are not ideal for those seeking stable returns or high liquidity. Understanding interest rate cycles is key for gilt fund investors.
After stellar Q4, is a downgrade nightmare looming for India Inc in Q1?
India Inc. showed strength in Q4 earnings. However, a Q1 FY27 earnings downgrade cycle is now a significant market concern. Elevated crude prices, a weaker rupee, and rising inflation are pressuring corporate profits. Analysts are watching closely to see if companies can absorb these shocks or if a prolonged downgrade cycle will impact foreign investment.
Best medium duration mutual funds to invest in May 2026
Investment advisors are recommending medium duration funds for potentially better returns as interest rates are expected to fall. These funds are suitable for investors with a three to four-year horizon who are willing to accept some risk. Investors can explore schemes like SBI Medium Duration Fund and HDFC Medium Term Debt Fund.
Can Rs 2 crore retirement corpus generate Rs 2 lakh monthly income for 20 years after retirement?
Planning your retirement corpus is crucial. A Rs 2 crore fund may not last 20 years with high withdrawals. Experts suggest a bucket strategy for sustainable income. This involves allocating funds for immediate needs, stable income, and growth. Careful planning and realistic withdrawals are key to ensuring your retirement fund lasts.
NPS growth, performance, market-linked annuities; Sriram Iyer, CEO of HDFC Pension, talks about India’s changing retirement landscape
India's retirement planning is evolving with rising private sector NPS participation and evolving annuity products. While government contributions still dominate, private sector growth is steady. In an interview with Sriram Iyer, MD & CEO of HDFC Pension, he spoke about the growing role of NPS in retirement planning, NPS performance and more.
Debt funds: Is it time to exit long-duration bond funds as rate hike risks rise?
The RBI’s rate-cut cycle is behind us. Experts foresee 50–75 bps of hikes. Your bond portfolio needs to reflect that.
Time to buy rupee assets? DSP Mutual Fund lists 5 reasons favouring Indian equities and bonds
DSP Mutual Fund has urged investors to allocate towards rupee-denominated assets despite concerns over crude oil prices, currency weakness and foreign outflows. The fund house cited undervalued REER levels, narrowing India-US inflation differentials, resilient external sector buffers, attractive largecap valuations and cyclical forex trends as key reasons favouring Indian equities and bonds.
First-time investors should start with balanced funds and short-duration debt in first year: Anand Radhakrishnan, Sundaram MF
Amid global uncertainty, Sundaram Mutual Fund's Anand Radhakrishnan advises investors to stay disciplined. First-time investors should begin with balanced funds and short-duration debt. Gradually increase equity exposure and rebalance portfolios periodically. Avoid emotional decisions and maintain diversification across asset classes and geographies. Crude oil prices are a key variable to watch over the next six to twelve months.
Multi-asset funds reward tactical bets amid volatile market
Multi-asset allocation funds, once seen as a guaranteed win, showed a wide performance range last year, from 3.3% to 24.6%. Investors flocked to these funds as volatile markets made asset allocation challenging, with top performers favoring gold and silver. Future success will depend on fund managers' tactical asset allocation and selective equity positioning.
Best banking & PSU mutual funds to invest in May 2026
Banking & PSU debt funds offer a relatively safe investment option for a few years, investing primarily in government-backed entities. These schemes gained popularity after past debt market turmoil. While risks like private bank exposure and interest rate changes exist, they are considered minimal for short-term investors.
₹50L, ₹75L or ₹1Cr: What is the maximum corpus you can build through the Sukanya Samriddhi Scheme? The answer might surprise you
Sukanya Samriddhi Yojana provides a powerful way to save for a girl child's education. This government-backed scheme offers high interest rates and tax benefits. Opening an account early maximizes compounding benefits over its 21-year tenure. Parents can build a significant corpus for future education needs. SSY is a safe and efficient option for long-term savings.
NFO Alert: SBI Mutual Fund launches two target maturity debt index funds
SBI Mutual Fund has launched two target-maturity debt index funds focused on government securities and SDLs, with the NFO open between May 14 and May 19. The schemes aim to provide predictable fixed-income exposure through low-cost, rule-based investment strategies linked to sovereign and quasi-sovereign instruments across defined maturities.
How can you make Rs 1 crore retirement corpus from PPF investment?
The PPF maturity period is 15 years, after which, you can continue your PPF account with or without contributions. PPF provides a 7.1% interest rate, which is reviewed quarterly. But if we assume that the interest rate won’t change, your PPF investment can help you build a Rs 1.03 crore corpus in 25 years.
Fixed income investors can switch to corporate bond funds for the short term
Corporate bond funds are gaining traction for fixed-income investors seeking steady returns amid rising inflation risks and a potential pause in interest rate cuts. With yields at elevated levels, shorter-duration accrual strategies are favored over those betting on rate movements, offering attractive spreads over government securities and bank fixed deposits.
India 10-year bond yield hits 5-week high on rising oil and war jitters
Hopes for a deal dimmed after Donald Trump said a ceasefire with Iran was "on life support". Concerns about oil supply deepened after a senior officer in Iran's Islamic Revolutionary Guard Corps Navy said Tehran had expanded its definition of the Strait of Hormuz into a "vast operational area" far wider than before the war.
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