GOLD LOAN EXPOSURE
Coal India, NMDC emerge as must-watch mining plays as spot prices surge, says Motilal Oswal's Siddhartha Khemka
India's mining and metals sectors show strong opportunity with surging coal and iron ore prices, benefiting Coal India and NMDC. Private banks are outperforming PSUs due to NIM recovery, with SBI and ICICI Bank as top picks. The auto sector saw robust Q4 volume growth, while consumption remains mixed with jewellery and liquor showing resilience.
Capital market stocks: Time to change strategy? 10 stocks from different parts of the ecosystem
The capital market infrastructure sector has grown into a full-fledged, publicly-traded ecosystem. Today, investors can pick from exchanges, depositories, registrar and transfer agents, commodity platforms, and at least five asset management companies. All of them listed, all of them profitable, and all of them with the same structural tailwind: The financialisation of Indian household savings. But have we reached a stage where the strategy needs a re-look?
These 10 private and public banking stocks have an upside potential of up to 30% in one year, according to analysts
As far as fundamentals are concerned, most banks have continued to show improvement on critical parameters like NPAs. But if inflation rises and impacts credit growth (which has been an area of some concern), these stocks could take a hit. Now, why we are talking about inflation is obvious: Rising crude oil prices. That’s bad news for the Indian economy and the markets. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members.
Gold loan delinquency rates send red signal
Borrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with lower exposures, the credit information company said in a report. The delinquency rate was higher at 1.9% for those accumulating more than five loans.
Gold Loan: Borrowers with big exposure more prone to default, says TransUnion Cibil report
India’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk, according to TransUnion CIBIL. Nearly half of borrowers now have loans above ₹2.5 lakh—where defaults are over twice as high, often with multiple borrowings. While the segment is growing rapidly, lenders are being urged to look beyond collateral and assess overall borrower debt and repayment capacity more carefully.
Manage short-term risk and volatility for long-term opportunity: 7 stocks from different sectors with upside potential of up to 32%
There will be many ifs and buts – and a high volatility quotient – when a market is in its initial phase of correction, especially a correction caused by a mix of many reasons. We will only know a bottom has been formed much after it has been formed. And anyone who claims they know when and where the bottom will be formed will most likely be proven wrong. So, rather than thinking about where the Nifty or the Sensex will be at the end of this phase of correction, focus on what to look for in the midst of the volatility.
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Stay calm, stay invested, says Dipan Mehta; prefers PSU banks & NBFCs among financials
Amidst global market jitters, Elixir Equities' Dipan Mehta advises investors to exercise patience, resisting drastic portfolio changes. He highlights oil prices as a key indicator for market stability. Mehta suggests a cautious approach to banking, favoring PSU banks and diversified NBFCs, while seeing potential in EV-focused auto players and currency-driven exports.
These 8 private and public banking stocks have an upside of up to 28% in one year, according to analysts
The markets will react to the two-week conditional ceasefire announced by US President Trump and accepted by Iran, also conditionally. There are still many missteps that might occur and it remains to be seen how freely Iran permits ships to pass through the Strait of Hormuz. And, most importantly for the Indian markets, how crude oil prices react. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members.
These 8 banking stocks have an upside potential of more than 23% in 1 year, according to analysts
Banking stocks will continue to take a hit if there is any sign of strong inflationary pressures emerging. And the one thing that can push inflation higher is spiking oil prices. If oil prices stay at higher levels for longer than what the market has priced in, we will probably see inflation moving up, seriously denting sentiment for the banking sector. Of course, we are talking about sentiment here; the real business is a different matter altogether.
Rs 15 lakh vs Rs 30 lakh salary: CA explains who builds more wealth and a common finance mistake most people make
Earning more doesn't automatically mean being richer. A viral post highlights how smart financial decisions, not just high income, build wealth. Saving consistently and investing wisely, even with a lower salary, can lead to significantly greater capital over time compared to high earners who succumb to lifestyle inflation and debt. Time and compounding are key wealth multipliers.
'Buy in small instalments, not one shot': Sudip Bandyopadhyay's playbook for a volatile market
Market expert Sudip Bandyopadhyay urges caution for retail investors. He advises against rushing into the market or investing all cash at once. Value buying should be done in small parts. He highlights aluminium as a strong trade and suggests picking only the biggest bank names very slowly. Defence sector shows promise but valuations are stretched.
India must channel $10 trillion in household gold into financial system: Former minister Choudhary
India's vast household gold reserves could boost economic growth. Experts suggest shifting consumers to financial instruments like Electronic Gold Receipts. This move aims to reduce reliance on gold imports and ease pressure on the current account deficit. The National Stock Exchange is ready with platforms and technology to facilitate this transition.
These 10 banking stocks have an upside potential of up to 26% in 1 year, according to analysts
At a time when one statement from US President Trump (which was immediately contradicted) can cause crude oil prices to drop sharply, expecting rational behaviour in the equity (or commodity) market is probably expecting too much. At this juncture, investors need to develop the ability to either keep out of the market or invest only with a long-term perspective. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members.
These 13 private and public banking stocks have an upside of up to 32% in one year, according to analysts
It is not often that the country’s largest bank announces quarterly results that are better than expected. A few weeks down the line, though, the Gulf war starts, and a narrative starts getting built about its impact on the banking sector. So, remember: The market is about understanding all that matters to a sector – and also all that may not matter. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members.
US Stock Market: Staying the Course | Why long-term investors often ride out market turbulence
Global stock markets are experiencing extreme volatility due to geopolitical tensions, particularly the conflict involving Iran impacting oil supplies. Despite sharp downturns, historical data suggests long-term investors benefit from patience, as major indices have consistently recovered and reached new highs after crises. Maintaining an investment strategy aligned with long-term goals is crucial, even amidst uncertainty.
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of more than 25%
It has nothing to do with investing, but this one factor is important to understand as it can create confusion. We normally don’t talk about F&Os in this space. However, it is good to know in the current circumstances that, after a sharp fall, any upmove in the indices and some key stocks could be because of short-covering. They are usually sharp and might suggest a recovery in the market. But it may not be an actual recovery. Any recovery that is sustainable will have an element of market breadth – and anything without it is suspect.
AI to disrupt banking? Nomura initiates coverage on 3 NBFC stocks that can beat banks for next 15 years
Nomura has initiated coverage on Tata Capital, L&T Finance and Piramal Finance with Buy ratings, citing their expanding product portfolios and rapid adoption of AI-driven lending engines. The brokerage expects NBFCs to outpace banks over the next 15 years, driven by MSME credit gaps, digital data analytics and rising retail penetration.
Are you ready for your refund? IRS issues new update before April 15 deadline
IRS tax deadline 2026: About 55 million Americans have already filed taxes in 2026, but many still risk missing the IRS tax deadline April 15. If you miss it, the IRS may charge late filing penalties, interest, and possible failure-to-pay fees. You can request an IRS tax extension until October 15, but taxes owed must still be paid by April 15. Filing early protects your IRS tax refund, avoids penalties, and keeps your 2026 tax return processing smooth and faster.
These 9 banking stocks have an upside potential of more than 16% in 1 year, according to analysts
The way things are panning out in the Gulf war, the probability of ever greater volatility in markets across the globe is high. Given that the Indian economy and oil have a strong correlation which can impact many sectors, it might be better to think twice before acting in the stock market. And remember this: Don't take any statement by any of the parties involved as gospel truth. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members.
These 6 banking stocks have an upside potential of up to 20% in 1 year, according to analysts
Banking sector stocks will face their biggest test in the next few weeks. In the last one-and-a-half years, they have been outperformers in a strongly bearish market. But this time the volatility is being caused by very different geopolitical reasons that could result in a readjustment of valuations globally. Which is why, as investors, you need to keep an eye on different factors – including oil prices. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members.
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%
There are two ways to deal with the uncertainty stock markets are experiencing at this point. One: Just stay out till all the event risks are over. Or, two: Use the uncertainty to look for opportunities – but with a long-term perspective. Both approaches have their positives and negatives, and one needs to decide which to adopt. But in both approaches, keep one thing in mind: More than anything else, the fundamentals of the business and its sector are the key.
Opportunities in smallcap and midcap stocks increasing: WhiteOak's Trupti Agrawal
WhiteOak Capital’s Trupti Agrawal says stabilising earnings and normalised valuations have improved risk-reward in broader markets. Small and mid caps, after sharp corrections, offer selective alpha as fundamentals hold up. Private financials, consumer discretionary and healthcare remain promising from a bottom-up perspective.
L&T Finance, Utkarsh SFB, Fusion Finance tank up to 11% as Bihar passes MFI Bill 2026. Here’s what’s causing pain
Shares of microfinance-linked lenders fell sharply after Bihar passed a bill tightening regulations on MFIs. While the move may have limited immediate financial impact, analysts warn of slower credit growth, rising compliance costs, and potential asset quality stress, especially if similar measures are adopted across other states.
Dipan Mehta bets on NBFCs, says cleaned-up books signal fresh upside
Dipan Mehta of Elixir Equities offers a selective outlook, favoring NBFCs and pharma while cautioning on metals and avoiding certain largecaps. He sees strength in diversified NBFCs and potential in solar despite current underperformance, but advises patience in real estate and a clear avoid on tobacco stocks like ITC.
These 8 banking stocks have an upside potential of up to 31% in 1 year, according to analysts
History tells us that when the IT sector comes under pressure, it is the financial sector, especially banking, that often comes to the rescue of the market. Even this time, there have been days when both the broader market and the Nifty have been clearly supported by banking stocks. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members.
Gold rush windfall: How smaller private and PSU banks are riding the bullion boom
Soaring gold prices are transforming the bullion boom into a balance sheet bonanza for smaller private and PSU banks with substantial gold loan books. These lenders are experiencing robust growth, improved margins, and better asset quality as demand for secured credit surges, outpacing overall credit growth significantly.
These 10 banking stocks have an upside potential of up to 28% in 1 year, according to analysts
In the corrective phase of the past year-and-a-half, almost every sector has been mauled by the bears. But even in such times, banking stocks have shown relative outperformance. And if they can ride this phase out, they will possibly move up as the broader sentiment recovers. The first signs of this might already have come in the last couple of trading sessions. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members.
Microfinance shows spark but shrinks to lowest in 3 years
The Indian microfinance market has shrunk to ₹3.22 lakh crore, marking a significant 16% year-on-year decline and reaching a three-year low. This contraction is attributed to a large bank reclassifying micro loans as retail and an acceleration in writing off bad loans, despite some lenders showing improved recovery and business normalization.
These 9 banking stocks have more than 19% upside potential in 1 year, according to analysts
The market is in stock-specific mode, but the bias is bullish. It is rewarding growth (and punishing stocks not delivering growth) – a sign that there is enough money on the street, and it is chasing growth. And the market’s reaction to some banking sector numbers makes it clear that it has more faith in the sector when compared to others. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members.
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