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    8TH CPC FITMENT FACTOR

    8th Pay Commission arrear calculation: Estimated arrears Level 7 employees may get under 2.0, 2.15, 2.28, 2.57 and 2.86 fitment factors
    8th Pay Commission: Teachers’ body seeks removal of pay anomalies, OPS restoration and higher allowances
    PPF, SCSS and NSC have outperformed equity in last 2 years, but should you write off equities?

    Small savings schemes vs Nifty indices: While equities have shown muted returns recently, small savings schemes have offered stable returns of up to 8.2%. Despite short-term volatility in indices like Nifty 100 and Nifty Midcap 150, small savings schemes provide a reliable option for conservative investors. Equities, however, offer superior long-term wealth creation potential for those with a higher risk tolerance and a longer investment horizon.

    8th Pay Commission calculator: Could Level 11–14 employees get ₹13 lakh to ₹53 lakh in arrears?
    Retirement planning: 7 golden rules you must consider for easy retirement

    Retirement planning should focus on generating sustainable income while ensuring the corpus lasts throughout life. Key factors include accounting for inflation, healthcare costs, liabilities, and lifestyle needs. Maintaining a balanced asset mix with some equity exposure for growth and gradually increasing debt allocation with age can provide liquidity and stability.

    8th Pay Commission salary calculator: How much arrears could level 11–14 employees receive under 2.0-2.86 fitment factors?

    8th Pay Commission salary hike: Central government employee and pensioner bodies are actively engaging with 8th Pay Commission officials regarding salary and allowance demands. Discussions are ongoing, with a memorandum submission deadline of June 15, 2026. Employees anticipate potential salary hikes and arrears, with estimates suggesting 20-21 months of arrears if implementation occurs in late 2027.

    The Economic Times
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