FD interest rates up to 7.80%: These 2 banks have increased fixed deposit rates on select tenures; investors to earn more

Fixed deposit (FD) investors looking for better returns, here is some good news. Two small finance banks, Unity Small Finance Bank and AU Small Finance Bank, have revised their fixed deposit interest rates on select tenures, offering higher returns to depositors on these FDs. Here is a closer look at the latest FD rates offered by these two banks.

Unity Small Finance Bank FD interest rates

Unity Small Finance Bank Limited (Unity Bank) has increased the interest rates on its 501-day fixed deposit scheme with effect from June 11, 2026.

The bank now offers senior citizens an attractive rate of 8.30% p.a. on fixed deposits invested for 501 days, whereas general investors will earn 7.80% p.a. on the same FD, as per a statement from Unity Small Finance Bank.

Also read: Highest FD interest rates of 5 major banks: SBI, PNB, HDFC Bank, ICICI Bank and Bank of Baroda

On savings accounts, Unity Bank offers an interest rate of 7% p.a. for deposits greater than Rs 10 lakh and 6% p.a. for deposits greater than Rs 1 lakh and up to 10 lakh.

Au Small Finance Bank FD interest rates

AU Small Finance Bank has increased the interest rate on its 30-month FD from 7.25% to 7.40%.
On the same FD, senior citizens will receive a 7.90% rate compared to the previous rate of 7.75%, as per the bank’s press release. The new FD rates are effective from June 10, 2026.